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831 Whitcomb Rd, Cleveland, OH, 44110

3beds
2baths
--sqft
$145,000
--price/sqft
$1,474/moest. monthly cost
$58,960/yrincome needed

About This Home

Well-maintained duplex in the heart of South Collinwood offering an outstanding investment opportunity! Conveniently located just minutes from Lake Erie, Euclid Beach Park, shopping, dining, public transportation, schools, and major highways. Downtown Cleveland is approximately 9 miles away, making this an attractive location for commuters and tenants alike. Whether you're looking to expand your investment portfolio or live in one unit while generating rental income from the other, this property offers excellent potential. An added bonus—the seller also owns the two adjacent vacant lots, one on each side of the duplex, which are available for purchase separately, creating additional possibilities for expansion, future development, extra parking, or greenspace (subject to buyer verification and local zoning). Don't miss this unique opportunity!

Getting Around

49
WalkingCar-Dependent
42
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

5/10
East Clark SchoolGrades PK-90.7 mi
3/10
Ginn AcademyGrades 9-120.4 mi
2/10
Collinwood High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1904

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),None

Property

Details

  • Parcel number: 11526066
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5,998 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway,Detached,Garage,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$320$3,840
Property Taxes $228$2,736
Electricity $193$2,320
Total$1,474$17,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,537/yr
40% on housing$44,220/yr
45% on housing$39,306/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 44110$48
Cuyahoga County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 44110$59
Cuyahoga County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Price change$135,000
2026-07-23Listed for sale$145,000

For Sale by Agent

AgentJohn R Mirabile II
BrokerageHomeSmart Real Estate Momentum LLC

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