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416 2nd St, Winters, CA, 95694

2beds
2baths
1,094sqft
$498,000
$455price/sqft
$3,597/moest. monthly cost
$143,880/yrincome needed

About This Home

Stroll down Winters' charming Main Street, where you'll find a variety of restaurants, wine shops, galleries, and boutique stores. Don't miss the iconic Bank Building and Hardware Store. Turn right at 2nd Street and walk for two blocks. Step through the welcoming front door at 416 2nd Street to find a fresh, modern kitchen and laundry room seamlessly integrated into an open-concept floor plan. The 2022 remodel features updated cabinetry, beautifully set tiles, and elegant neutral quartz countertops. Each bedroom has its own en-suite bathroom and ample closet space. If you need only one bedroom, the other can be transformed into a spacious family or living room by opening the barn door. This transformation opens up to a generous covered deck, providing shaded outdoor space. The landscape around the deck is adorned with a lemon tree and a pomegranate tree, adding a touch of natural beauty and bounty to the property. Built in 1949 as a twin to its neighboring property, the house was enlarged in the 1990s to accommodate two bedrooms and two bathrooms in an expanded footprint. It was remodeled again just four years ago, making it a delightful bungalow ready for you to move in and enjoy. Embrace the pace of life in Winters.

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

--
Waggoner ElementaryGrades K-20.3 mi
3/10
Winters Middle SchoolGrades 6-80.6 mi
6/10
Winters High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1949

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator,Free-Standing Electric Range
  • Laundry features: Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Laminate,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,094 sqft

Kitchen

  • Features: Kitchen/Family Combo

Property

Details

  • Parcel number: 003146022000
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 3,275 sqft
  • Features: Curb(s),Landscape Back,Landscape Front,Low Maintenance

Parking

  • Total spaces: 1
  • Parking features: No Garage,Uncovered Parking Space,Other
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Yolo County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,518$30,216
Home Insurance *$127$1,524
Property Taxes $554$6,648
Electricity $398$4,786
Total$3,597$43,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,325/yr
40% on housing$107,910/yr
45% on housing$95,920/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$455This listing

vs Other Active Listings

Avg $/sqft

ZIP 95694$499
Yolo County$357

vs Homes Sold Last Month

Median $/sqft

ZIP 95694$328
Yolo County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$498,000
2026-07-16Listing removed$2,675
2026-05-01Listed for rent$2,675
2024-02-22Listing removed--
2024-02-07Listed for rent$2,600
2023-10-11Listing removed--
2023-10-06Listed for rent$2,250
2022-08-31Listing removed--
2022-08-17Listed for rent$2,250

For Sale by Agent

AgentSandy Vickrey
BrokerageRealty World - Camelot Winters, Inc.

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