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240 Stoneleigh Rd, Palmyra, VA, 22963

7beds
5baths
8,826sqft
$3,900,000
$442price/sqft
$24,727/moest. monthly cost
$989,080/yrincome needed

About This Home

Charlottesville Area Lodge - Guesthouse - Barndominium Winery, Corporate Retreat, Horse Farm Located in Palmyra, KEMJ Lodge is a historic estate with roots dating to the early 1800s, making it one of the oldest homes in the area. Spanning 123 acres along the scenic Rivanna River, the property features a mix of rolling pastures, mature woods, and over 1,000 feet of river frontage. There are three distinctive, separate facilities: The 6000 sq. ft. main lodge, 2500 sq. ft. guesthouse, and 7200 sq. ft. heated and air-conditioned barndominium with loft apartment. The original residence showcases early Virginian architecture and craftsmanship, retaining much of its historic character. In 2005, a well-integrated lodge was added, offering 6000 sq. ft. while complementing the property’s rural charm. The land supports a range of uses, from small-scale farming, a winery, and trail riding, to hunting and recreation. Its blend of open fields and woodlands creates both beauty and utility, with direct river access. Ideally located just minutes from the Fluvanna County Courthouse Historic District and a short drive to Charlottesville, this estate is well-suited as a personal or corporate retreat, working property, hunting lodge, horse farm with its 6000 feet of 4-board fencing, a great winery, or other investment in Virginia’s storied countryside. It is offered at $3.9 million with owner financing. Pre-Qualification required before showing.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

6/10
Fluvanna MiddleGrades 5-72.3 mi
6/10
--

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Other
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bathroom1

  • Level: Upper

Bathroom1

  • Level: Main

Bathroom2

  • Level: Upper

Bathroom2

  • Level: Main

Bathroom3

  • Level: Main

Bedroom1

  • Level: Upper

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedroom2

  • Level: Main

Bedroom3

  • Level: Upper

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Entry Level Bedroom
  • Finished area below ground: 0
  • Finished area above ground: 8,826

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 8,826
  • Total interior livable area: 8,826 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 30 A 84
  • Zoning: A1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Private

Lot

  • Lot size: 123.19 Acres

Parking

  • Total spaces: 12
  • Parking features: Covered,Garage Faces Front,Oversized,Other,Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 12
  • Covered spaces: 12
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Drought
Earthquake
Hurricane
Heat Wave
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $19,720$236,640
Home Insurance *$1,435$17,220
Property Taxes $2,722$32,664
Electricity $850$10,201
Total$24,727$296,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$847,782/yr
40% on housing$741,810/yr
45% on housing$659,386/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$442This listing

vs Other Active Listings

Avg $/sqft

ZIP 22963$197
Fluvanna County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 22963$192
Fluvanna County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-16Listed for sale$3,900,000
2026-02-12Listing removed$3,900,000
2025-03-06Listed for sale$3,900,000

For Sale by Agent

AgentLarry Lessin
BrokerageHomes By Owner, Inc.

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