See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

9904 Aetna Rd, Cleveland, OH, 44105

4beds
2baths
1,496sqft
$125,000
$84price/sqft
$1,251/moest. monthly cost
$50,040/yrincome needed

About This Home

****NO ASSIGNMENT CONTRACTS**** Freshly Updated 4-Bed/2-Bath Home with Instant Income Potential – Flexible Single-Family or Duplex Setup! Discover this charming 1920s classic at 9904 Aetna Rd, blending timeless curb appeal with modern, move-in-ready updates completed recently. Currently configured as a spacious single-family home (4 bedrooms + tandem 5th/flex room upstairs, 2 full baths, 1,496 sq ft), this property was previously a duplex and can easily be converted back — perfect for owner-occupants who want extra space or investors seeking strong cash flow. Step inside to bright, open living areas refreshed with fresh paint throughout and brand-new luxury vinyl plank flooring flowing seamlessly across the main level, kitchen, and bathrooms — durable, stylish, and low-maintenance for years of easy living. The kitchen offers plenty of room for meals and gatherings, while the upstairs provides generously sized bedrooms and a full bath for privacy and comfort. Recently certified Lead Safe by the City of Cleveland, this home provides added peace of mind for families with young children and ensures full compliance for rental use. The certification (required for pre-1978 rentals in Cleveland) confirms that lead hazards have been properly controlled through professional inspection and any necessary measures — a major plus in today's market where buyer and tenant safety is a top priority. A full unfinished basement adds tons of storage, workshop potential, or future finishing space to boost value. Enjoy the generous 6,750 sq ft lot with outdoor room for gardening, play, or relaxing — no HOA restrictions! Currently generating reliable rental income at $1,100/month (tenant pays all utilities), this home delivers immediate returns for investors while offering an affordable entry into homeownership for families. Recent upgrades include 2019 mechanicals (furnace, plumbing, electrical per permits) plus the fresh cosmetic refreshes — everything's done so you can focus on enjoying or profiting right away. Low taxes (~$1,400/year), public utilities, gas forced-air heat, and a quiet neighborhood location make this a smart, versatile choice. Whether you're buying to live in, rent out, or convert to a duplex for dual income, this gem is priced to move — all reasonable offers considered! No assignment contracts. Schedule your showing today — quick closings available!

Getting Around

48
WalkingCar-Dependent
41
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

3/10
Nathan Hale SchoolGrades PK-80.4 mi
3/10
3/10
Miles Park SchoolGrades PK-80.8 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial

Interior

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced air
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,496 sqft

Property

Details

  • Parcel number: 13506071

Features

  • Exterior features: Other

Lot

  • Lot size: 6,750 sqft

Parking

  • Total spaces: 2
  • Parking features: None,Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$230$2,760
Property Taxes $196$2,352
Electricity $193$2,320
Total$1,251$15,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,891/yr
40% on housing$37,530/yr
45% on housing$33,360/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$84This listing

vs Other Active Listings

Avg $/sqft

ZIP 44105$52
Cuyahoga County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 44105$64
Cuyahoga County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Price change$130,000
2026-03-07Listed for sale$135,000
2024-07-25Listing removed--
2024-06-14Listed for sale$105,000
2021-03-24Listing removed--
2019-08-15Sold$44,000
2019-08-09Listing removed$935
2019-07-10Listed for rent$935
2019-06-11Price change$48,000
2019-05-29Price change$53,000
2019-05-09Listed for sale$58,000
2019-05-04Listing removed$935
2019-04-19Listed for rent$935

For Sale by Owner

AgentProperty Owner

Similar Homes