See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4115 E 138th St, Cleveland, OH, 44105

3beds
1baths
1,292sqft
$94,900
$73price/sqft
$995/moest. monthly cost
$39,800/yrincome needed

About This Home

Income-producing investment opportunity with room to add value! This tenant-occupied Cleveland property is currently generating $775 per month with a month-to-month tenant in place. The property has been maintained by the seller while still offering the next investor an opportunity to make future updates and improvements based on their investment goals. Features include original woodwork in the living and dining rooms, an approximately 8-year-old roof, a furnace last serviced in December 2023, a 2019 hot water tank, and a recently installed new electrical panel. Receipts and documentation are available for completed repairs and maintenance during the seller's ownership. An opportunity for the next investor to take over an income-generating property while adding their own improvements and value over time.

Getting Around

49
WalkingCar-Dependent
44
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

3/10
Robert H Jamison SchoolGrades PK-80.3 mi
3/10
3/10
Charles Dickens SchoolGrades PK-80.7 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt,Shingle
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Level: Basement
  • Dimensions: 25 x 23

Basement

  • Has basement: Yes
  • Basement: Concrete

Bedroom

  • Level: Second
  • Dimensions: 11 x 17

Bedroom

  • Level: Second
  • Dimensions: 9 x 12

Bedroom

  • Level: Second
  • Dimensions: ND x ND

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 13 x 12

Eat In Kitchen

  • Level: First
  • Dimensions: 12 x 10

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,292

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,292
  • Total interior livable area: 1,292 sqft

Living Room

  • Level: First
  • Dimensions: 16 x 13

Property

Details

  • Parcel number: 13812121
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 5,601 sqft
  • Lot size dimensions: 5600

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $479$5,748
Home Insurance *$174$2,088
Property Taxes $149$1,788
Electricity $193$2,320
Total$995$11,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,114/yr
40% on housing$29,850/yr
45% on housing$26,533/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$73This listing

vs Other Active Listings

Avg $/sqft

ZIP 44105$52
Cuyahoga County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 44105$64
Cuyahoga County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-01Price change$94,900
2026-07-16Listed for sale$99,900
2019-03-01Listing removed$700
2019-01-29Listed for rent$700

For Sale by Agent

AgentKyle Cutler
BrokerageEXP Realty, LLC.

Similar Homes