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3692 E 146th St, Cleveland, OH, 44120

4beds
2baths
2,350sqft
$174,999
$74price/sqft
$1,690/moest. monthly cost
$67,600/yrincome needed

About This Home

Stop searching. This is the one. 3692 E 146th Street is a fully rehabbed, turnkey duplex sitting in Cleveland's established and tight-knit Lee-Harvard neighborhood and it is ready to generate income from day one. It is a clean, updated property in a community with real rental demand. The rehab has been done right. Both units have been thoughtfully updated, giving tenants the move-in ready quality they expect while giving the new owner the peace of mind that comes with knowing the work is already done. Whether you place tenants immediately or occupy one unit while renting the other, this property is set up for success either way. For the house-hacker, this is your opportunity to live in one unit, let the other cover your mortgage, and build equity in a stable neighborhood. For the pure investor, this is a plug-and-play addition to your portfolio in a zip code where tenants stay. Turnkey. Rehabbed. Ready. Schedule your showing today before someone else runs the numbers first.

Getting Around

37
WalkingCar-Dependent
44
TransitSome Transit
39
BikeSomewhat Bikeable

Schools

4/10
Andrew J Rickoff SchoolGrades PK-80.3 mi
3/10
3/10
Charles Dickens SchoolGrades PK-80.6 mi

Construction

Condition

  • Year built: 1927

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 2,350

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,350
  • Total interior livable area: 2,350 sqft

Property

Details

  • Parcel number: 13909047
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5,802 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached,Garage,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$279$3,348
Property Taxes $275$3,300
Electricity $252$3,024
Total$1,690$20,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,942/yr
40% on housing$50,700/yr
45% on housing$45,066/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 44120$81
Cuyahoga County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 44120$87
Cuyahoga County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$168,500
2026-07-31Price change$174,999
2026-07-11Listed for sale$175,000
2025-09-19Sold$44,340

For Sale by Agent

AgentSandor Sundem
BrokerageLokal Real Estate, LLC.

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