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16909 Harvard Ave, Cleveland, OH, 44128

3beds
1baths
1,451sqft
$107,500
$74price/sqft
$1,035/moest. monthly cost
$41,400/yrincome needed

About This Home

Investors! Look this BRICK Cape Cod! This home has 3 bedrooms, 1 full bath and ready to add to your portfolio! Solid property! Main level contains open kitchen layout with room for a dinette area, living room and 2 nice sized bedrooms, upper level contains a third bedroom and open area for extra use/office/storage etc. Full, Partially finished basement-DRY!-tenants use for extra recreational area! Updates include: Newer hot water tank, updated electrical panel and wiring in home, newer ductwork throughout, interior paint, fixtures! Roof age unknown, good shape, no leaks! 2 car detached garage! Tenant occupied, will transfer vacant, current rent is $1350 sec 8. Nice sized lot! Great location! Hurry this will not last long!

Getting Around

78
WalkingVery Walkable
40
TransitSome Transit
50
BikeBikeable

Schools

4/10
3/10
John F Kennedy High SchoolGrades 4,8-120.8 mi
3/10
Adlai Stevenson SchoolGrades PK-80.6 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Block
  • Roof: Asphalt,Fiberglass
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,451

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Other

Interior Area

  • Total structure area: 1,451
  • Total interior livable area: 1,451 sqft

Property

Details

  • Parcel number: 14016110
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: None
  • Fencing: None

Lot

  • Lot size: 5,501 sqft
  • Lot size dimensions: 50 x 110

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $543$6,516
Home Insurance *$130$1,560
Property Taxes $169$2,028
Electricity $193$2,320
Total$1,035$12,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,485/yr
40% on housing$31,050/yr
45% on housing$27,600/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 44128$67
Cuyahoga County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 44128$95
Cuyahoga County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$107,500
2026-04-24Listed for sale$112,000
2026-04-17Contingent$112,000
2026-03-03Price change$112,000
2026-02-16Listed for sale$120,000
2026-01-31Contingent$120,000
2026-01-28Listed for sale$120,000
2026-01-19Contingent$120,000
2026-01-17Listed for sale$120,000
2025-10-09Listing removed$95,000
2025-07-09Listed for sale$95,000
2025-04-05Listing removed$98,000
2025-03-17Listed for sale$98,000
2018-08-14Sold$20,001
2018-07-25Pending sale$19,900
2018-07-17Price change$19,900
2018-07-16Listed for sale$24,900
2018-06-14Pending sale$24,900
2018-06-01Price change$24,900
2018-04-25Listed for sale$29,900
2018-01-30Sold$15,000
2003-12-23Sold$69,000
1999-12-16Sold$84,000

For Sale by Agent

AgentLeilani M Bowersock
BrokerageColdwell Banker Schmidt Realty

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