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7460 Thistle St, Allendale, MI, 49401

4beds
3baths
2,941sqft
$625,000
$213price/sqft
$4,154/moest. monthly cost
$166,160/yrincome needed

About This Home

Beautiful 4 bedroom, 3 bathroom ranch in Allendale offering over 2,500 finished square feet and the perfect blend of modern style, natural light, and functional living space. Built in 2023, this home offers the advantage of newer construction with no updates needed. The open concept main level features expansive windows, a beautiful kitchen with modern appliances, solid surface counters, wood toe kick, tray ceiling, and a large island, along with a dining area designed for both everyday living and entertaining. The spacious primary suite includes cathedral ceilings, dual sinks, a water closet, expansive clothes closet, and Hue lighting for a relaxing and customizable retreat. The main floor also includes a second bedroom, full bathroom, mudroom, main floor laundry, and a cozy Michigan room/sunroom with vaulted ceilings that fills the home with natural light. The finished lower level offers a large recreation area with Hue smart lighting, two additional bedrooms, and another full bathroom. Outside, enjoy the pristine deck overlooking a private backyard with a privacy fence, underground sprinkling, and peaceful views of the adjacent tree lined property. Roughly .3 miles to Allendale schools. This home offers comfort, style, and thoughtful finishes throughout in a setting that is truly hard to find.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Oakwood IntermediateGrades K-50.2 mi
8/10
Allendale Middle SchoolGrades 6-80.4 mi
6/10
Allendale High SchoolGrades 8-121.0 mi

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight

Bathroom2

  • Level: Main
  • Area: 40
  • Dimensions: 8.00 x 5.00

Bathroom3

  • Level: Lower
  • Area: 60
  • Dimensions: 10.00 x 6.00

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12.00 x 10.00

Bedroom3

  • Level: Lower
  • Area: 225
  • Dimensions: 15.00 x 15.00

Bedroom4

  • Level: Lower
  • Area: 154
  • Dimensions: 14.00 x 11.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Bonus Room

  • Level: Main
  • Area: 121
  • Dimensions: 11.00 x 11.00

Dining Area

  • Level: Main
  • Area: 165
  • Dimensions: 15.00 x 11.00

Features

  • Center Island,Eat-in Kitchen,Pantry
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,766
  • Total interior livable area: 2,941 sqft

Kitchen

  • Level: Main
  • Area: 195
  • Dimensions: 15.00 x 13.00

Laundry

  • Level: Main
  • Area: 72
  • Dimensions: 8.00 x 9.00

Living Room

  • Level: Main
  • Area: 196
  • Dimensions: 14.00 x 14.00

Master Bathroom

  • Level: Main
  • Area: 98
  • Dimensions: 7.00 x 14.00

Master Bedroom

  • Level: Main
  • Area: 182
  • Dimensions: 13.00 x 14.00

Recreation

  • Level: Lower
  • Area: 510
  • Dimensions: 34.00 x 15.00

Property

Details

  • Parcel number: 700928401017
  • Zoning description: RES

Features

  • Stories: 1
  • Fencing: Privacy

Lot

  • Lot size: 0.33 Acres
  • Features: Level,Ground Cover,Shrubs/Hedges
  • Lot size dimensions: 89 x 160

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Ottawa County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$138$1,656
Property Taxes $536$6,432
Electricity $320$3,849
Total$4,154$49,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,422/yr
40% on housing$124,620/yr
45% on housing$110,773/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 49401$202
Ottawa County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 49401$238
Ottawa County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Price change$685,000
2026-04-02Listed for sale$699,900
2024-07-31Listing removed--
2023-05-24Sold$550,000
2023-05-06Pending sale$555,900
2023-04-25Price change$555,900
2023-01-20Listed for sale$564,900
2022-07-21Sold$75,335

For Sale by Agent

AgentLuke Scott Bouman, HomeRealty Holland, Ryan Skornicka, HomeRealty Holland
BrokerageHomeRealty Holland

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