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10775 Lance Ave, Allendale, MI, 49401

5beds
3baths
2,457sqft
$459,900
$187price/sqft
$3,088/moest. monthly cost
$123,520/yrincome needed

About This Home

Welcome to 10775 Lance Ave in Allendale, where timeless style and thoughtful design come together in a beautiful wooded setting. Perfectly positioned on a scenic lot, this exceptional ranch home offers 5 bedrooms, 3 full bathrooms, and an ideal blend of elegance, comfort, and functionality. From the moment you arrive, the home's striking curb appeal makes a lasting impression with refined exterior finishes, stone accents, manicured landscaping, and a welcoming front entry. Inside, you'll find a light-filled open concept design enhanced by expansive living spaces, beautiful engineered wood flooring, and an effortless flow throughout the main level. The kitchen, dining, and living areas create a sophisticated yet comfortable atmosphere for both entertaining and everyday living. Just beyond the dining area, sliding glass doors lead to a spacious deck overlooking the private fenced backyard and serene tree-lined backdrop, offering a peaceful extension of the home's living space. Designed with a perfect layout in mind, the desirable split-bedroom floor plan features two bedrooms, a full bath, and convenient main floor laundry on one side of the home, while the spacious primary suite is privately situated on the opposite wing, creating a true retreat. The finished daylight lower level offers exceptional additional living space with a large family room, two additional bedrooms, and a third full bathroom, providing flexibility for guests, recreation, or multi-generational living. Located within the highly regarded Allendale Public School district, this beautifully maintained home combines refined living with everyday practicality in one of Allendale's most desirable settings. Be sure to experience the video walk-thru and schedule your private showing today.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Evergreen ElementaryGrades PK-32.2 mi
6/10
Allendale High SchoolGrades 8-121.5 mi
8/10
Allendale Middle SchoolGrades 6-82.1 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Composition
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Full

Bathroom2

  • Level: Main

Bathroom3

  • Level: Lower

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Lower

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Dining Area

  • Level: Main

Features

  • Center Island,Eat-in Kitchen
  • Flooring: Carpet,Engineered Hardwood
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,311
  • Total interior livable area: 2,457 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Recreation

  • Level: Lower

Property

Details

  • Parcel number: 700925306001
  • Zoning description: Res-Improved

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Stream/Creek
  • Waterbody name: Stream

Lot

  • Lot size: 0.40 Acres
  • Features: Level,Ground Cover,Shrubs/Hedges
  • Lot size dimensions: 61.27 x 267.32 x 151.52 x 154.72

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Ottawa County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,325$27,900
Home Insurance *$102$1,224
Property Taxes $394$4,728
Electricity $267$3,215
Total$3,088$37,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,874/yr
40% on housing$92,640/yr
45% on housing$82,346/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 49401$203
Ottawa County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 49401$238
Ottawa County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$449,900
2026-07-21Price change$459,900
2026-05-18Listed for sale$469,900
2024-07-01Sold$424,900
2024-06-11Pending sale$424,900
2024-06-02Price change$424,900
2024-05-08Price change$434,900
2024-04-15Price change$444,900
2024-03-12Listed for sale$449,900
2021-09-20Sold$315,000

For Sale by Agent

AgentSandi L Gentry
BrokerageRE/MAX Lakeshore

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