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7766 20th Ave, Lino Lakes, MN, 55038

2beds
1baths
864sqft
$3,150,000
$3,646price/sqft
$19,097/moest. monthly cost
$763,880/yrincome needed

About This Home

80 acres of prime mixed-use land featuring a single-family residence and two 40x64 pole barns. Over 1,300 feet of frontage along Interstate 35E, this high-visibility location sits directly across from the new Eagle Brook Church campus. Bordering the 360-acre Lino Lakes comprehensive plan area, the property offers compelling future development potential. Approximately 70 acres are currently leased under a one-year agreement generating $7,500 annually. Strategically located near all major thoroughfares, ensuring ease of access and long-term value. Potential opportunities for billboard income or highly visible business signage. See supplement for detailed Lino Lakes zoning information.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
7/10
7/10

Construction

Condition

  • Year built: 1975

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Freezer,Microwave,Range,Refrigerator

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Bedroom2

  • Level: Main
  • Area: 108
  • Dimensions: 9x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 35
  • Dimensions: 5x7

Features

  • Finished area below ground: 0
  • Finished area above ground: 864

Heating & Cooling

  • Heating features: Baseboard,Hot Water
  • Cooling features: Wall Unit(s),Window Unit(s)

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Kitchen

  • Level: Main
  • Area: 88
  • Dimensions: 11x8

Living Room

  • Level: Main
  • Area: 240
  • Dimensions: 16x15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 123122310001
  • Zoning description: Agriculture,Residential-Single Family
  • Foundation area: 864

Features

  • Levels: One
  • Stories: 1
  • Fencing: Full,Wire
  • Topography of land: Level

Lot

  • Lot size: 80 Acres
  • Features: Tree Coverage - Light
  • Lot size dimensions: 1314 x 2597 x 1314 x 2605

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Strong Wind
Hail

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,928$191,136
Home Insurance *$1,501$18,012
Property Taxes $1,498$17,976
Electricity $170$2,050
Total$19,097$229,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$654,754/yr
40% on housing$572,910/yr
45% on housing$509,253/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$3,646This listing

vs Other Active Listings

Avg $/sqft

ZIP 55038$193
Anoka County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 55038$206
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-05-03Listed for sale$3,150,000
2025-02-01Listing removed$3,000,000
2024-04-19Listed for sale$3,000,000
2023-07-29Listing removed--
2022-07-25Listed for sale$3,200,000

For Sale by Agent

AgentMike Wilen
BrokerageColdwell Banker Realty - Lakes

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