2170 Highway 28, Carson City, NV, 89703
About This Home
It's called Secret Harbor for a reason: secluded, remote, and private. Surrounded by Forest Service land and accessed by boat or a gated private forest road. Just outside of Incline Village and less than 4 miles south of Sand Harbor, this property offers remarkable privacy. Located on 2 acres with crystal-clear turquoise water, granite boulders, and a sand beach. Established in 1934, the grandfathered compound totals approximately 2,915sf. It includes a 3-bed, 3-bath main residence, the charming “Chicken’s Nest” 1-bed guest cabin, “Topside” studio retreat above a 1-car garage, and a lakeside boathouse designed as an entertaining lounge with a half bath. Completely automated, Secret Harbor operates on solar power, propane, and lake-sourced water, offering a rare blend of sustainability. Useable during the warm months with a lifestyle centered around the lake by boat — heading to dinner, shopping, and summer events entirely by water. Completely renovated! Deep pier, 2 buoys, & boat lift.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1934
Materials
- Roof: Shake/Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Mountain
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Oven,Microwave,Dishwasher,Refrigerator,Washer,Dryer
- Laundry features: Other
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Features
- Loft,Family Room,Great Room,Breakfast Room,Den
- Flooring: Carpet,Wood,Stone,Mixed
- Fireplace features: Fireplace: Living Room
- Fireplace: Yes
Heating
- Heating features: Propane,Solar
Interior Area
- Total structure area: 2,915
- Total interior livable area: 2,915 sqft
Property
Details
- Parcel number: 00701123
- Special condition: Standard
Features
- Levels: Two
- Patio & porch: Deck(s): 3 or more
- Spa features: Hot Tub
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Beach Front,Buoy,Buoy Permitted,Boat Lift,Pier,Pier/Permitted
- Topography of land: Downslope,Gently Rolling
Lot
- Lot size: 2 Acres
- Features: Landscaped,Rental History
Parking
- Total spaces: 1
- Parking features: One,Oversized,Parking Pad
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Earthquake
- Wildfire
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Nevada Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $91,017 | $1,092,204 |
| Home Insurance | $4,322 | $51,864 |
| Property Taxes | $6,900 | $82,800 |
| Electricity | $272 | $3,264 |
| Total | $102,511 | $1,230,132 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-27 | Listed for sale | $18,000,000 |
| 2025-09-30 | Listing removed | $20,000,000 |
| 2025-06-26 | Price change | $20,000,000 |
| 2025-02-01 | Listed for sale | $25,000,000 |
| 2024-12-30 | Listing removed | $25,000,000 |
| 2024-12-20 | Listed for sale | $25,000,000 |
| 2024-10-12 | Pending sale | $25,000,000 |
| 2022-06-23 | Listed for sale | $25,000,000 |
| 2021-11-08 | Listing removed | $25,000,000 |
| 2020-12-07 | Listed for sale | $25,000,000 |
| 2011-09-13 | Sold | $2,871,700 |
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