1855 Settlers Reserve Way, Westlake, OH, 44145
About This Home
Look at this fantastic WESTLAKE home on one of the largest Lots in this development! Great Value-over 3K square feet! WESTLAKE! 5 possibly 6 bedrooms with 3.5 baths! The main level consists of a charming living room area with plenty of natural light, a Formal Dining Room, Open Kitchen with Dinette area, a spacious Family Room with gas fireplace and double doors to outer patio area, first floor laundry and a convenient half bath! Bonus: A beautiful glass enclosed sunroom/4 seasons room with skylight that leads outside allowing a panoramic view of the outdoors! The second level offers 4 bedrooms, 3 full bathrooms, closet space, plus an office with shelving area that could be converted to a closet to make a 5th bedroom on this level! The Primary Bedroom offers hardwood floors, double closet areas and private bathroom! The lower level offers a finished recreational room and a 5th bedroom area with full bathroom, large utility room and storage space! 2 car attached garage! The charming outdoor patio area leads to a beautiful- partially fenced in backyard with a convenient trail leading to Westlake High School behind the property! Updates include New Roof 2 years, vinyl windows, the finished lower level areas of the basement plus full bathroom, landscaping, crown molding in living room, Furnace 2024, some areas newer carpet! Close to Schools, Parks, Westlake Recreation Center, Crocker Park/Shopping, Restaurants, freeway access, hospitals and more! Contact us today with questions or to see! 24 hour notice for ALL showings, no exceptions, thank you.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1978
Materials
- Foundation: Block
- Roof: Asphalt,Fiberglass
- Construction materials: See Remarks
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Range,Refrigerator,Washer
- Laundry features: Washer Hookup,Electric Dryer Hookup
Basement
- Has basement: Yes
- Basement: Partially Finished
Bedroom
- Level: Second
- Dimensions: 13.4 x 11
Bedroom
- Level: Second
- Dimensions: 13.7 x 12.5
Bedroom
- Level: Second
- Dimensions: 14.3 x 11.1
Bedroom
- Level: Lower
- Dimensions: 8.5 x 12.2
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Level: First
- Dimensions: 13.5 x 10
Family Room
- Level: First
- Dimensions: 20.6 x 13.6
Features
- Ceiling Fan(s),Other,See Remarks
- Number of fireplaces: 1
- Fireplace features: None
- Finished area below ground: 207
- Finished area above ground: 2,876
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 3,083
- Total interior livable area: 3,083 sqft
Kitchen
- Level: First
- Dimensions: 13.6 x 16
Laundry
- Level: First
- Dimensions: 11.8 x 5.11
Living Room
- Level: First
- Dimensions: 28 x 13
Office
- Level: Second
- Dimensions: 10 x 9
Primary Bathroom
- Level: Second
- Dimensions: 10 x 5
Primary Bedroom
- Level: Second
- Dimensions: 15.9 x 15.6
Recreation
- Level: Lower
- Dimensions: 13 x 8
Sunroom
- Level: First
- Dimensions: 17 x 13
Utility Room
- Level: Lower
- Dimensions: 21.5 x 7
Property
Details
- Parcel number: 21220073
- Attached to another structure: Yes
- Special condition: Short Sale
Features
- Levels: Two
- Stories: 2
- Patio & porch: Enclosed,Glass Enclosed,Patio,Porch
- Exterior features: Sprinkler/Irrigation
- Fencing: Partial,See Remarks
Lot
- Lot size: 0.41 Acres
- Features: Landscaped
Parking
- Total spaces: 2
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
- Heat Wave
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,679 | $32,148 |
| Home Insurance * | $193 | $2,316 |
| Property Taxes | $834 | $10,008 |
| Electricity | $330 | $3,967 |
| Total | $4,036 | $48,432 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Listed for sale | $530,000 |
| 2016-01-22 | Sold | $285,000 |
| 2015-12-23 | Pending sale | $299,900 |
| 2015-09-16 | Price change | $299,900 |
| 2015-08-04 | Price change | $303,000 |
| 2015-07-02 | Listed for sale | $309,900 |
| 1997-08-04 | Sold | $235,000 |
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