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16401 NW Chadwick Way #108, Portland, OR, 97229

1beds
1baths
634sqft
$229,900
$363price/sqft
$1,793/moest. monthly cost
$71,720/yrincome needed

About This Home

WITH THE ASSUMABLE LOAN, YOU COULD HAVE PAYMENTS AS MUCH AS $350 A MONTH LESS THAN COMPARABLE CONDOS THAT REQUIRE NEW LOANS! If you thought you couldn't afford a condo in a great area with a private patio overlooking a green space, think again! Clean as a whistle and move in ready, cozy true one bedroom (not a studio) with stainless appliances, washer and dryer included, and a covered, deeded parking space right across from the front door. Super quiet development, secure building, and minutes away from all the neighborhood amenities you'll need. Assumable mortgage at 2.75%! Buyers need to qualify, and the lender will allow a second mortgage or home equity line along with the assumption. Let's talk about details! First time buyer loans available for this condo also, up to $10,000 in down payment assistance could be available! The best value in the complex and the best location! Ground level living with absolutely no stairs. If you are looking for an affordable spot to call home, this is it! Low HOA dues, low Washington County taxes, yet close in enough to be part of all the fun in downtown Portland in a few minutes, then come home to your peaceful and quiet sanctuary.

Getting Around

8
WalkingCar-Dependent
27
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

9/10
Springville K-8 SchoolGrades K-50.3 mi
8/10
Stoller Middle SchoolGrades 6-81.4 mi
7/10
Westview High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2018

Materials

  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Range,Free-Standing Refrigerator,Microwave,Stainless Steel Appliance(s),Washer/Dryer,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 128

Features

  • Eat Bar,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Zoned
  • Cooling features: Air Conditioning Ready

Interior Area

  • Total structure area: 634
  • Total interior livable area: 634 sqft

Kitchen

  • Features: Dishwasher, Eat Bar, Microwave,Free Standing Range, Free Standing Refrigerator
  • Level: Main
  • Area: 128

Living Room

  • Features: Patio
  • Level: Main
  • Area: 132

Master Bedroom

  • Features: Walkin Closet
  • Level: Main
  • Area: 120

Property

Accessibility

  • Accessibility features: Ground Level,Main Floor Bedroom Bath,One Level,Accessibility

Details

  • Parcel number: R2209460

Features

  • Stories: 1
  • Entry location: Ground Floor
  • Patio & porch: Covered Patio,Patio
  • Has view: Yes
  • View description: Park/Greenbelt,Territorial

Parking

  • Total spaces: 1
  • Parking features: Covered,Deeded,Condo Garage (Deeded),Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Washington County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$44$528
Property Taxes $411$4,932
Electricity $176$2,119
Total$1,793$21,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,474/yr
40% on housing$53,790/yr
45% on housing$47,813/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$363This listing

vs Other Active Listings

Avg $/sqft

ZIP 97229$288
Washington County$254

vs Homes Sold Last Month

Median $/sqft

ZIP 97229$311
Washington County$291

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$229,900
2026-05-22Listed for sale$236,500
2026-04-07Pending sale$236,500
2026-03-09Listed for sale$232,000
2026-02-20Listing removed$1,345
2026-01-27Listed for rent$1,345
2026-01-16Listing removed$1,395
2025-12-09Price change$1,395
2025-10-02Listed for rent$1,550
2019-09-18Sold$199,990

For Sale by Agent

AgentTimothy Gardner
BrokerageRE/MAX Equity Group

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