54 Garden Ln, Gallup, NM, 87301
About This Home
A Garden for Every Season-- In this beautiful contemporary home on Garden Lane! It's not often we have a home for sale in such a great area! Just minutes from St. Michaels/ Window Rock Arizona & yet close to the City of Gallup! Home features 3 full bedrooms upstairs, plus a fire space and family room. This home has an overabundance of beautiful kitchen cabinets, charm flowing throughout the living room, dining room and main floor sitting area! Downstairs is a primary bedroom, plus den and formal living room and a large family room as a plus! Spacious beautiful rooms with closet space galore! Plenty of space to have an office , workout room, craft room, home office! Stunning views from every place in this lovely countryside home with sun room and basement square footage as additional room!There is an HOA, community well, and community septic.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1987
Materials
- Roof: Pitched,Shingle
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Dryer,Range Hood,Built-In Range
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Walk-In Closet(s),Vaulted Ceiling(s)
- Door features: Sliding Doors
- Window features: Aluminum Frames,Double Pane Windows,Bay Window(s),Blinds
- Flooring: Carpet,Laminate,Vinyl
- Number of fireplaces: 2
- Fireplace features: Living Room,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Baseboard
- Cooling features: Evaporative Cooling
Interior Area
- Total structure area: 3,167
- Total interior livable area: 3,167 sqft
Master Bathroom
- Features: Double Sinks
Property
Details
- Parcel number: 2120095467286
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 1.03 Acres
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Cold Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in McKinley County and New Mexico
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,504 | $18,048 |
| Home Insurance * | $168 | $2,016 |
| Property Taxes | $86 | $1,032 |
| Electricity | $225 | $2,702 |
| Total | $1,983 | $23,796 |
Income You'd Need if You Spent...
New Mexico FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-06 | Listed for sale | $297,500 |
| 2024-05-10 | Sold | -- |
| 2024-03-05 | Pending sale | $279,500 |
| 2024-02-26 | Listed for sale | $279,500 |
| 2024-01-16 | Pending sale | $279,500 |
| 2024-01-03 | Listed for sale | $279,500 |
| 2022-07-01 | Listing removed | $265,000 |
| 2022-01-16 | Listed for sale | $265,000 |
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