656 Fairway Wood Dr, O'fallon, IL, 62269
About This Home
Why build when you can buy? This impeccably maintained and stunning ranch offers the perfect blend of style, comfort, and functionality without the new construction price. Featuring 4 bedrooms, 3 bathrooms, and a spacious 3 car garage, this home is truly move in ready. The open concept layout seamlessly connects the living room, dining area, and kitchen, creating the ideal space for entertaining and everyday living. You’ll love the luxury vinyl plank flooring throughout the main living areas, cozy carpeted bedrooms, and the beautiful electric fireplace showcased by a stylish shiplap accent wall. The split bedroom floor plan provides privacy and convenience, while the functional laundry room just off the garage features a pocket door and convenient drop zone for everyday organization. The finished lower level offers an additional bedroom and full bathroom perfect for guests or extended family along with a large unfinished storage area providing plenty of room for organization or future expansion. Sliding glass doors lead to the generously sized backyard, offering endless possibilities for outdoor enjoyment. Located in a growing subdivision with ongoing development, this home offers the added benefit of strong long-term value potential. What’s not to love? Schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2018
Materials
- Construction materials: Brick,Vinyl Siding
Other
- Builder name: Spencer Homes, Llc
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Refrigerator
Basement
- Has basement: Yes
- Basement: Full,Sleeping Area
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Flooring: Carpet,Ceramic Tile,Plank
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
- Finished area below ground: 714
- Finished area above ground: 1,870
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,584
- Total interior livable area: 2,584 sqft
Property
Details
- Parcel number: 0314.0303010
- Special condition: Standard
Features
- Levels: One
Lot
- Lot size: 0.30 Acres
- Features: Back Yard
Parking
- Total spaces: 3
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Lightning
- Tornado
- Earthquake
- Hail
- Inland Flooding
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,477 | $29,724 |
| Home Insurance * | $292 | $3,504 |
| Property Taxes | $747 | $8,964 |
| Electricity | $198 | $2,385 |
| Total | $3,714 | $44,568 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-08 | Price change | $489,900 |
| 2026-06-01 | Listed for sale | $499,900 |
| 2020-05-15 | Sold | $348,600 |
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