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21884 River Oaks Dr APT 2K, Rocky River, OH, 44116

1beds
1baths
646sqft
$94,900
$147price/sqft
$851/moest. monthly cost
$34,040/yrincome needed

About This Home

Why rent when you can own? Welcome to this move-in ready ranch condo in the heart of Rocky River. This charming 1-bedroom, 1-bath unit offers comfortable one-floor living with an open floor plan and vaulted ceiling that creates a bright, airy feel throughout the space. Enjoy the privacy of no neighbors above or below, making this home a perfect starter property or downsizing option. Newer luxury vinyl plank flooring (2024), complemented by fresh paint, crown molding, and updated finishes. The kitchen features granite, newer appliances (2023), plenty of cabinet and counter space, and a convenient dining area that flows nicely into the living room. The spacious bedroom offers generous closet space and room for a desk or reading nook. Additional highlights include a newer in-unit washer (2023), newer storm door (2023), attic storage space, furnace and electrical (2016), and water is included in the HOA. A one-car garage space, visitor parking, and access to the community’s outdoor in-ground pool is just steps away! An unbeatable location just minutes from shopping, dining, and major highways, putting all that Rocky River has to offer right at your fingertips. Schedule your showing today!

Getting Around

70
WalkingSomewhat Walkable
45
TransitSome Transit
50
BikeBikeable

Schools

7/10
9/10
Rocky River High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Refrigerator,Washer
  • Laundry features: Common Area

Basement

  • Basement: None

Bathroom

  • Level: First

Bedroom

  • Features: Window Treatments
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Window Treatments
  • Level: First

Features

  • Ceiling Fan(s),Chandelier,Crown Molding,Granite Counters,High Ceilings
  • Finished area below ground: 0
  • Finished area above ground: 646

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 646
  • Total interior livable area: 646 sqft

Kitchen

  • Features: Granite Counters
  • Level: First

Living Room

  • Features: Vaulted Ceiling(s)
  • Level: First

Property

Details

  • Parcel number: 30321367
  • Attached to another structure: Yes
  • Special condition: Estate

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Community

Parking

  • Total spaces: 1
  • Parking features: Additional Parking,Detached,Garage,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $479$5,748
Home Insurance *$30$360
Property Taxes $149$1,788
Electricity $193$2,320
Total$851$10,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,177/yr
40% on housing$25,530/yr
45% on housing$22,693/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 44116$359
Cuyahoga County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 44116$241
Cuyahoga County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$94,900
2026-03-09Listed for sale$110,000
2023-10-23Sold$92,700
2023-10-01Pending sale$90,000
2023-09-28Listed for sale$90,000
2018-03-07Sold$50,000
2018-02-16Pending sale$50,000
2018-02-12Price change$50,000
2017-12-27Listed for sale$54,000
2009-08-12Sold$28,000

For Sale by Agent

AgentCynthia M Toth
BrokerageColdwell Banker Schmidt Realty

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