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1290 Jackson Ave, Lakewood, OH, 44107

3beds
1baths
1,498sqft
$295,000
$197price/sqft
$2,267/moest. monthly cost
$90,680/yrincome needed

About This Home

Welcome to this lovely 3-bedroom, 1 bath home on a quite street in Lakewood. As you walk through the front door you can’t help but notice the hardwood floors throughout and huge living room. As you walk through the connecting dining room, you find an oversized kitchen with sliding glass door that leads to the deck. Upstairs you will find 3 nicely sized bedrooms and an updated full bath. This home also features a huge basement and 2 car garage, both perfect for storage. Updates include new windows ('23), new roof ('24), paint, and other minor updates throughout, including window units that stay with the home. If you have any questions or would like to schedule a private tour, please don’t hesitate to reach out!

Getting Around

63
WalkingSomewhat Walkable
43
TransitSome Transit
62
BikeBikeable

Schools

7/10
5/10
Garfield Middle SchoolGrades 6-80.4 mi
7/10
Lakewood High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1914

Materials

  • Roof: Asphalt,Fiberglass,Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Inside,In Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,498

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,498
  • Total interior livable area: 1,498 sqft

Property

Details

  • Parcel number: 31225068
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch
  • Exterior features: Private Yard
  • Fencing: Chain Link,Partial

Lot

  • Lot size: 4,800 sqft
  • Features: Back Yard

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached,Electricity,Garage,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$119$1,428
Property Taxes $464$5,568
Electricity $193$2,320
Total$2,267$27,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,725/yr
40% on housing$68,010/yr
45% on housing$60,453/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 44107$169
Cuyahoga County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 44107$212
Cuyahoga County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$295,000
2026-07-19Listed for sale$299,900
2023-06-29Sold$250,000
2023-05-04Pending sale$240,000
2023-05-01Listed for sale$240,000
2022-10-29Listing removed--
2022-07-29Listed for sale$249,900
2022-06-12Listing removed--
2022-01-11Listed for sale$289,000

For Sale by Agent

AgentEdward J Golden
BrokerageKeller Williams Greater Metropolitan

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