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18687 Rosemary Ln, Grass Valley, CA, 95949

3beds
3baths
3,340sqft
$1,576,000
$472price/sqft
$10,807/moest. monthly cost
$432,280/yrincome needed

About This Home

This is the standard most properties aspire to, but never fully realize. 40 acre estate in Grass Valley offering luxury country living, privacy, and sustainable infrastructure in a premier Nevada County location. This gated estate features over 3,300 sqft and is designed for efficiency and long term livability with a 7kW grid tied solar system, geothermal HVAC for energy efficiency, on demand water heater, auto start whole house generator, EV charger and all underground utilities.This Grass Valley vineyard property includes two irrigated vineyards planted with Petite Syrah and Petite Verdot (approx. 2 acres), additional rows of red and white table grapes, a producing mini orchard, and established garden beds with volunteer vegetables. Water resources include high producing well, year round Little Wolf Creek running through the property and 1.5 miner's inches of NID irrigation available for additional agricultural use. The land is cross fenced and configured for vineyard operations, hobby farming, equestrian use, or livestock. Equestrian and utility improvements include a 1,700 sq ft barn with 5 stalls and tack room, 60 foot round pen, and enclosed RV and equipment parking with full hookups. A commercial grade asphalt driveway provides durability and access for trailers, equipment, and guest parking. Interior features are designed for both everyday living and entertaining with a custom kitchen featuring warming drawers, heated bathroom floors, wet bar, refrigerated wine room, and ceiling mounted big screen projector. The main living areas flow into an enclosed courtyard with pergola and fountains, creating seamless indoor outdoor living. Additional exterior amenities include a pool, expansive covered patio, and a private entry casita ideal for guests, multigenerational living, or income potential. The professionally designed landscape enhances usability, beauty, and overall property flow while maintaining the natural setting. Located adjacent to Naggiar Vineyard and Winery, known for its seasonal concerts and events, this property offers vineyard estate living, equestrian amenities, agricultural capability, and strong event or wedding venue potential. It also presents a rare opportunity for a boutique winery, short term rental, Airbnb retreat, wellness or yoga retreat, corporate retreat venue, hobby farm, equestrian training property, luxury rural retreat, or income producing estate in the Greater Sacramento areas of Grass Valley and Nevada City markets.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

6/10
7/10
8/10
Bear River High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Concrete
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Built-In Refrigerator,Range Hood,Dishwasher,Double Oven,Tankless Water Heater
  • Laundry features: Laundry Room,Cabinets,Sink,Electric Dryer Hookup,Gas Dryer Hookup,Ground Floor,Hookups Only,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Formal Room

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 3,340 sqft

Kitchen

  • Features: Breakfast Area,Pantry Closet,Kitchen Island,Stone Counters,Tile Counters

Master Bathroom

  • Features: Bidet,Double Vanity,Sitting Area,Jetted Tub,Stone,Walk-In Closet(s),Window

Master Bedroom

  • Features: Ground Floor,Outside Access

Property

Details

  • Parcel number: 054101037000
  • Zoning description: Agricultural
  • Special condition: Standard

Features

  • Private pool: Yes
  • Pool features: In Ground,Pool Cover,Pool Sweep,Fenced
  • Exterior features: Fire Pit
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Cross Fenced,Fenced,Full,Gated Driveway/Sidewalks
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 40 Acres
  • Features: Private,Secluded,Garden,Stream Year Round,Landscaped,Other

Parking

  • Total spaces: 3
  • Parking features: 24'+ Deep Garage,Attached,RV Access/Parking,RV Storage,Garage Door Opener,Garage Faces Front,Guest,Workshop in Garage,Driveway,Gated
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Avalanche
    AvalancheModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Avalanche
Inland Flooding
Landslide

FEMA Declared Disasters in Nevada County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,969$95,628
Home Insurance *$708$8,496
Property Taxes $1,414$16,968
Electricity $716$8,594
Total$10,807$129,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$370,525/yr
40% on housing$324,210/yr
45% on housing$288,186/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.4%
18.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$472This listing

vs Other Active Listings

Avg $/sqft

ZIP 95949$237
Nevada County$362

vs Homes Sold Last Month

Median $/sqft

ZIP 95949$275
Nevada County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$1,599,000
2025-10-28Listing removed$1,739,000
2025-10-20Price change$1,739,000
2025-10-10Price change$1,749,000
2025-10-06Listed for sale$1,900,000
2025-09-12Pending sale$1,900,000
2025-07-12Listed for sale$1,900,000
2018-05-18Sold$1,000,000
2007-12-21Sold$1,365,000
2003-05-08Sold$158,000
1999-02-25Sold$340,000

For Sale by Agent

AgentApril Noessel
BrokerageGold Group Realty

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