See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

20012 White Oak Dr, Grass Valley, CA, 95949

2beds
2baths
1,247sqft
$1,200,000
$962price/sqft
$8,269/moest. monthly cost
$330,760/yrincome needed

About This Home

Gorgeous setting on 20.33 serene acres, this beautifully updated 2-bedroom, 2-bath log cabin offers the perfect blend of rustic charm and modern comfort. Thoughtfully refreshed, the home features warm wood finishes, an inviting open feel, and a versatile loft flex space ideal for a home office, guest area, or creative retreat. An additional upstairs bedroom with its own private deck provides extra room for family or visitors and a peaceful place to take in the surrounding landscape, with views of Camp Far West Lake enjoyed from the upstairs windows or from the top of the hill. Designed for self-sufficient living, this completely off-grid property is powered by propane appliances, offering independence without sacrificing convenience. Sit on the wraparound porch and enjoy the beauty from every angle, while rolling acreage, tranquil ponds, and meandering creeks create a private sanctuary teeming with wildlife. This unique offering also includes two additional parcels. 19.66 acres and 46.29 acres each with its own well, one of which is fully equipped with a solar pump and water tank, providing valuable infrastructure for expansion or agricultural use. Whether you're looking to create a multi-generational family compound, establish a farm, or simply escape the city hustle, this rare property delivers space, privacy, and endless possibility in a stunning natural setting. Come home to this amazing ranch.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
7/10
8/10
Bear River High SchoolGrades 9-1210.6 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log,Rustic
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Built-In Gas Range,Dishwasher,Disposal,Microwave
  • Laundry features: Laundry Room,Ground Floor,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Tile,Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Ductless,Wood Stove
  • Cooling features: Ceiling Fan(s),Ductless,Multi Units

Interior Area

  • Total interior livable area: 1,247 sqft

Kitchen

  • Features: Breakfast Area,Granite Counters

Master Bathroom

  • Features: Tub w/Shower Over,Outside Access,Window

Master Bedroom

  • Features: Closet,Ground Floor

Property

Details

  • Parcel number: 054420006000
  • Zoning description: AG-20
  • Special condition: Other

Features

  • Exterior features: Balcony
  • Fencing: Barbed Wire

Lot

  • Lot size: 20.33 Acres
  • Features: Private

Parking

  • Total spaces: 1
  • Parking features: No Garage,RV Access/Parking,RV Possible,Detached,Uncovered Parking Space,Uncovered Parking Spaces 2+
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Avalanche
    AvalancheModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Avalanche
Inland Flooding
Landslide

FEMA Declared Disasters in Nevada County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$539$6,468
Property Taxes $1,265$15,180
Electricity $398$4,786
Total$8,269$99,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$283,508/yr
40% on housing$248,070/yr
45% on housing$220,506/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.4%
18.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$962This listing

vs Other Active Listings

Avg $/sqft

ZIP 95949$232
Nevada County$361

vs Homes Sold Last Month

Median $/sqft

ZIP 95949$275
Nevada County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$1,200,000
2017-05-24Sold$175,000
2010-04-16Sold$120,000
2002-01-28Sold$130,000
1999-10-21Sold$89,500
1998-08-10Sold$61,500

For Sale by Agent

AgentMary Margaretich
BrokerageChristie's International Real Estate Sereno

Similar Homes