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643 Hay Canyon Rd, Sacramento, NM, 88347

3beds
1baths
1,250sqft
$300,000
$240price/sqft
$2,532/moest. monthly cost
$101,280/yrincome needed

About This Home

HISTORIC original homestead - The perfect blend of rustic charm and modern convenience in this fully restored 3-bedroom, 1-bath off-grid homestead nestled in the tall pines of the Sacramento Mountains. Originally built in 1891 as a true log cabin, this home features hand-hewn log walls, rich pine flooring, and a front porch overlooking a tranquil meadow dotted with golden aspens and towering pines. Completely updated in 2024, the cabin now includes granite countertops, stylish new lighting, a new refrigerator, a gas range, and a high-efficiency free-standing wood stove to keep you cozy year-round. Wildlife is abundant here—watch elk, deer, and wild turkey roam freely right from your porch. Located within the Bonita Vista subdivision, residents enjoy access to a well-stocked trout pond and the serenity of approximately 1 acre of private land within a 160-acre community. The property directly borders the Lincoln National Forest to the north, providing endless opportunities for outdoor adventure. If you're looking for a peaceful, self-sufficient lifestyle surrounded by nature, this off-grid gem is ready to welcome you home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
4/10
Cloudcroft Middle SchoolGrades 6-811.6 mi
6/10
Cloudcroft High SchoolGrades 9-1211.6 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Metal
  • Construction materials: Wood Siding,Wood,Log

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Gas Range/Oven

Bathroom

  • Features: Shower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1

Features

  • Vaulted Ceiling(s),Granite Counters
  • Flooring: Wood,Partial Carpet
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating

  • Heating features: Wood

Interior Area

  • Total structure area: 1,250
  • Total interior livable area: 1,250 sqft

Property

Details

  • Parcel number: R037247
  • Zoning description: Single Family,Restrict.Covnts

Features

  • Patio & porch: Patio,Deck Covered
  • Fencing: Wire

Lot

  • Lot size: 1 Acres
  • Features: 1/2 To 1.0 Acre

Parking

  • Parking features: No Carport,No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather
Drought
Inland Flooding
Cold Wave
Hail
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in Otero County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$348$4,176
Property Taxes $520$6,240
Electricity $148$1,780
Total$2,532$30,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,811/yr
40% on housing$75,960/yr
45% on housing$67,520/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 88347$78
Otero County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 88347$182
Otero County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Price change$325,000
2026-04-16Price change$330,000
2026-03-24Price change$335,000
2026-03-09Price change$340,000
2026-02-12Price change$344,000
2026-01-08Price change$346,500
2025-12-05Price change$348,000
2025-10-29Price change$350,000
2025-10-04Price change$360,000
2025-08-07Price change$370,000
2025-05-09Listed for sale$375,000

For Sale by Agent

AgentChrista Gattis
BrokerageColdwell Banker Sudderth Nelson

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