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1486 Steele Canyon Road, Napa, CA, 94558

2beds
2baths
1,014sqft
$508,000
$501price/sqft
$3,586/moest. monthly cost
$143,440/yrincome needed

About This Home

Welcome to this inviting 2-bedroom, 2-bathroom, two-story home in beautiful Lake Berryessa, where scenic lake views and a peaceful setting create the perfect retreat. With a comfortable and functional layout, this home offers plenty of potential for a full-time residence, weekend getaway, or investment property. The two-story design provides flexibility and space, making it easy to enjoy both everyday living and time spent with family and friends. Surrounded by the natural beauty of Lake Berryessa, this property offers the chance to enjoy a relaxed lifestyle in a truly special setting. Whether you are taking in the lake views from home, spending the day out on the water, or simply unwinding in a quiet atmosphere, this home captures the charm of lakeside living and is ready for its next owner to make it their own.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
1
BikeSomewhat Bikeable

Schools

9/10
Vichy Elementary SchoolGrades K-512.4 mi
4/10
Silverado Middle SchoolGrades 6-815.2 mi
7/10
Vintage High SchoolGrades 9-1213.4 mi

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside Area,Laundry Closet

Basement

  • Basement: None

Bathroom

  • Features: Granite,Tub
  • Level: Lower,Upper

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral Ceiling(s)
  • Window features: Dual Pane Full
  • Flooring: Tile

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Multi Units

Interior Area

  • Total structure area: 1,014
  • Total interior livable area: 1,014 sqft

Kitchen

  • Features: Granite Counters
  • Level: Upper

Living Room

  • Features: Cathedral/Vaulted
  • Level: Main,Upper

Master Bathroom

  • Features: Granite,Shower Stall(s)

Master Bedroom

  • Features: Ground Floor

Property

Details

  • Parcel number: 019402001000
  • Special condition: Offer As Is

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Balcony
  • Fencing: Partial
  • Has view: Yes
  • View description: Hills,Lake,Mountain(s)
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 0.34 Acres
  • Features: Curb(s)/Gutter(s),Low Maintenance

Parking

  • Total spaces: 3
  • Parking features: Side By Side,Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Landslide
    LandslideVery High
  • Drought
    DroughtRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Landslide
Drought
Wildfire
Earthquake
Inland Flooding

FEMA Declared Disasters in Napa County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,568$30,816
Home Insurance *$126$1,512
Property Taxes $494$5,928
Electricity $398$4,786
Total$3,586$43,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,948/yr
40% on housing$107,580/yr
45% on housing$95,626/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$501This listing

vs Other Active Listings

Avg $/sqft

ZIP 94558$656
Napa County$793

vs Homes Sold Last Month

Median $/sqft

ZIP 94558$517
Napa County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$529,000
2026-04-19Price change$539,000
2026-04-01Listed for sale$549,000
2018-03-26Sold$40,000

For Sale by Agent

AgentMargaret Schloezer
BrokerageVintage Sotheby's Internationa

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