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610 Scoggins Cv, Oxford, MS, 38655

4beds
5baths
1,888sqft
$424,900
$225price/sqft
$2,713/moest. monthly cost
$108,520/yrincome needed

About This Home

4BR/4.5BA West End condo with ideal Ole Miss layout featuring a primary suite on the main level and three upstairs bedrooms, each with its own private bath—perfect for student living, parent ownership, or investment use. This 1,888 SF unit offers excellent separation and privacy. Interior features include hardwood flooring in main living areas, stainless appliances, oversized closets, ceramic tile baths and laundry, and washer/dryer to remain. Ring door system and rear patio. Not tied to a long-term lease, offering flexibility for summer occupancy or re-leasing at market rates. Seller open to short-term rent-back.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

8/10
Oxford Elementary SchoolGrades 4-53.8 mi
7/10
9/10
Oxford High SchoolGrades 9-126.0 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse/Condo

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Dryer,Electric Range,Refrigerator,Washer,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Electric

Features

  • Solid Surface Countertops
  • Window features: Double Pane Windows,Blinds
  • Flooring: Laminate

Interior Area

  • Total structure area: 1,888
  • Total interior livable area: 1,888 sqft

Property

Details

  • Parcel number: 147X2643400
  • Attached to another structure: Yes
  • Zoning description: SUBDIVISION COVENANT

Features

  • Pool features: None

Lot

  • Lot size: 8,712 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Heat Wave
Strong Wind

FEMA Declared Disasters in Lafayette County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance *$189$2,268
Property Taxes $184$2,208
Electricity $192$2,304
Total$2,713$32,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,017/yr
40% on housing$81,390/yr
45% on housing$72,346/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 38655$255
Lafayette County$252

vs Homes Sold Last Month

Median $/sqft

ZIP 38655$246
Lafayette County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-28Price change$442,250
2026-01-23Listed for sale$459,000
2022-03-17Sold--
2022-02-16Pending sale$220,500
2022-02-14Listed for sale$220,500

For Sale by Agent

AgentClay Eckerson
BrokerageRealty One Group- Prime

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