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300 Winona Way, Aptos, CA, 95003

4beds
3baths
2,375sqft
$1,735,000
$731price/sqft
$11,493/moest. monthly cost
$459,720/yrincome needed

About This Home

Discover the beauty and tranquility of this exceptional 30-acre property, divided into three 10-acre parcels. Nestled among majestic redwood trees, this private and peaceful setting offers the perfect blend of nature and comfort. The spacious single-level home features 4 bedrooms and 2.5 bathrooms, designed for both functionality and relaxation. Enjoy abundant natural light in the charming solarium, perfect for morning coffee or indoor gardening. Additional highlights include: Serene, secluded location surrounded by towering redwoods 2-car garage Basement area for storage or potential expansion Private well Whether youre looking for a family retreat, investment opportunity, or a place to build your dream estate, this unique property offers incredible potential.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

8/10
5/10
Aptos Junior High SchoolGrades 7-83.4 mi
8/10
Aptos High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Brick/Mortar
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range Hood,Microwave,Other,Electric Oven,Self Cleaning Oven,Refrigerator
  • Laundry features: Inside,In Utility Room

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom

  • Features: DoubleSinks, ShowerandTub, StallShower, Tile

Bedroom

  • Features: PrimarySuiteRetreat2plus, WalkinCloset

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: BreakfastBar, BreakfastRoom, DiningAreainLivingRoom, EatinKitchen

Family Room

  • Features: SeparateFamilyRoom

Features

  • Wet Bar,Walk-In Closet(s)
  • Flooring: Laminate,Tile
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Wood Burning

Heating & Cooling

  • Heating features: Central Forced Air,Electric,Fireplace(s)
  • Cooling features: None

Interior Area

  • Total structure area: 2,375
  • Total interior livable area: 2,375 sqft

Kitchen

  • Features: Countertop_Tile, Other

Property

Details

  • Parcel number: 10503154000
  • Zoning: SU
  • Special condition: Standard

Features

  • Fencing: None
  • Has view: Yes
  • View description: Forest/Woods,Hills

Lot

  • Lot size: 10 Acres
  • Features: Additional Land Available,Gentle Sloping,Hilly,Level,Rolling Slope,Grade Varies

Parking

  • Total spaces: 2
  • Parking features: Attached,Guest,Parking Area
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Landslide
Wildfire
Drought
Inland Flooding

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,773$105,276
Home Insurance *$232$2,784
Property Taxes $1,979$23,748
Electricity $509$6,111
Total$11,493$137,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$394,045/yr
40% on housing$344,790/yr
45% on housing$306,480/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$731This listing

vs Other Active Listings

Avg $/sqft

ZIP 95003$686
Santa Cruz County$620

vs Homes Sold Last Month

Median $/sqft

ZIP 95003$821
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$1,999,000
2022-10-09Listing removed--
2022-09-08Price change$4,400
2022-09-06Listed for rent$4,500

For Sale by Agent

AgentSandy Hockman
BrokerageVista Properties Inc

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