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1500 5th Ave, Howard Lake, MN, 55349

5beds
3baths
2,443sqft
$375,000
$153price/sqft
$2,626/moest. monthly cost
$105,040/yrincome needed

About This Home

Tucked away on a quiet street, yet close to it all. You'll experience the small town feel, while being conveniently near to all the big city amenities. Welcome home to this move-in ready, fully finished 5-bedroom, 3-bathroom home, perfectly situated on a peaceful corner lot. Thoughtfully designed with comfort and functionality in mind, this spacious home offers flexible living for every stage of life—whether you need additional bedrooms, a dedicated home office, or space for hobbies and recreation. The inviting open-concept layout seamlessly connects the living, dining, and kitchen areas, creating the perfect setting for both everyday living and entertaining. The kitchen is sure to impress with beautiful cabinetry, a gas cooktop, a center island, and an abundance of natural light streaming through expansive windows. The main level features a desirable floor plan with a private primary suite, along with two additional bedrooms, offering convenience and comfortable living spaces. Downstairs, you'll find even more finished living space with additional bedrooms and room to gather, work, or unwind. Bright, spacious, and filled with possibilities, this home provides the perfect backdrop to add your own personal style and create lasting memories. Garage is insulated and ready for you to add a heater. Hot/cold water is also available for car washing, filling kiddie pools or pet washing. Don't miss the opportunity to make this exceptional home your own!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
4/10

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Concrete,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Water Filtration System,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Drain Tiled,Finished,Full,Sump Pump,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 196
  • Dimensions: 14x14

Bedroom2

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Bedroom4

  • Level: Lower
  • Area: 144
  • Dimensions: 12x12

Bedroom5

  • Level: Lower
  • Area: 132
  • Dimensions: 11x12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Family Room

  • Level: Lower

Features

  • Finished area below ground: 1,081
  • Finished area above ground: 1,362

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,724
  • Total interior livable area: 2,443 sqft

Kitchen

  • Level: Main
  • Area: 99
  • Dimensions: 9x11

Living Room

  • Level: Main
  • Area: 234
  • Dimensions: 13x18

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 109049005010
  • Zoning description: Residential-Single Family
  • Foundation area: 1362

Features

  • Levels: Multi/Split

Lot

  • Lot size: 0.31 Acres
  • Features: Corner Lot
  • Lot size dimensions: 86 x 120 x 102 x 120

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Garage,Insulated Garage,Other
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Hail
Tornado
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in Wright County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$239$2,868
Property Taxes $285$3,420
Electricity $206$2,472
Total$2,626$31,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,034/yr
40% on housing$78,780/yr
45% on housing$70,026/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 55349$170
Wright County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 55349$168
Wright County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Listed for sale$365,000
2026-08-10Listing removed$375,000
2026-07-27Price change$375,000
2026-07-15Price change$384,900
2026-07-08Listed for sale$399,000
2021-12-08Listing removed--
2021-11-04Sold$292,300
2021-03-19Sold$37,000
2021-03-04Pending sale$39,900
2020-12-11Listed for sale$39,900

For Sale by Agent

AgentRachel Koubsky
BrokerageVoigtJohnson

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