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12237 Savannah Cir, Ocean Springs, MS, 39564

5beds
3baths
2,784sqft
$389,900
$140price/sqft
$2,962/moest. monthly cost
$118,480/yrincome needed

About This Home

INCENTIVE: SELLER WILL BUY DOWN A POINT OR CONTRIBUTE UP TO $7,100.00 TOWARDS CLOSING COST! Nestled on a quiet cul-de-sac, this spacious home sits on a beautifully wooded 1/3-acre lot, offering privacy, mature trees, and a peaceful setting that's hard to find. The home features five generously sized bedrooms, 2½ bathrooms, a flexible den/bonus space, open living areas, and a backyard you'll enjoy year-round. Step through the welcoming entry into an open-concept floor plan that connects the family room, dining area, and kitchen—perfect for hosting holidays, entertaining friends, or enjoying everyday family life. The kitchen features granite countertops, white cabinetry, a large center island with seating, two walk-in pantries, and a convenient coffee bar. The main-floor primary suite provides a relaxing retreat with plenty of room for a sitting area. The ensuite bathroom includes a double vanity, soaking tub, separate shower, private water closet, and an oversized walk-in closet. You'll also appreciate the conveniently located laundry room and half bath on the main level. Upstairs offers exceptional flexibility with four additional bedrooms, wide hallways, and a spacious bonus room that's ideal for movie nights, a playroom, or a second living area. Two of the bedrooms currently serve as home offices, making this floor perfect for remote work, hobbies, or growing families. Outside, enjoy a large covered patio overlooking a wooded preserve that separates the neighborhood from the next community, creating a quiet, private backdrop for morning coffee, evening dinners, or relaxing with friends. A double gate provides easy backyard access for storing a boat, kayak trailer, or other recreational equipment. The covered front porch faces a neighborhood green space, ensuring no homes will ever be built directly across the street. The neighborhood offers a welcoming atmosphere with modest HOA dues that include a community pool, playground, clubhouse available for private events, and popular Wednesday evening Food Truck gatherings. Conveniently located near Interstate 10, you'll enjoy quick access to shopping, dining, and entertainment. Ocean Springs' beaches, boardwalk, and charming downtown are just 10 minutes away, while the extensive shopping and restaurants of D'Iberville are less than 15 minutes from home. If you're looking for generous living space, flexible rooms, a private wooded setting, and a location that puts everything within easy reach, this home is ready to welcome you

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
St. Martin Middle SchoolGrades 6-81.1 mi
8/10
St Martin High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Vinyl,Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Free-Standing Electric Oven,Microwave,Water Heater
  • Laundry features: Laundry Room,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: Main

Features

  • Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Primary Downstairs,Walk-In Closet(s),Double Vanity,Breakfast Bar
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Vinyl,Carpet

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,784
  • Total interior livable area: 2,784 sqft

Property

Details

  • Parcel number: 07107298.000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Private Yard,Rain Gutters
  • Fencing: Gate,See Remarks

Lot

  • Lot size: 0.30 Acres
  • Features: Cul-De-Sac,Interior Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Jackson County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$516$6,192
Property Taxes $217$2,604
Electricity $258$3,106
Total$2,962$35,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,554/yr
40% on housing$88,860/yr
45% on housing$78,986/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 39564$166
Jackson County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 39564$152
Jackson County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$389,900
2024-06-21Sold--
2024-05-27Pending sale$364,000
2024-05-07Listed for sale$364,000
2024-02-29Sold--
2024-02-06Pending sale$350,000
2024-01-09Listed for sale$350,000
2023-12-06Listing removed--
2023-08-07Price change$350,000
2023-07-14Price change$361,900
2023-06-17Price change$371,900
2023-06-01Price change$366,900
2023-05-21Price change$366,800
2023-04-04Price change$366,900
2023-03-09Price change$370,900
2023-01-27Price change$376,900
2023-01-18Price change$366,900
2023-01-07Price change$386,900
2022-12-30Price change$386,800
2022-11-18Price change$386,900
2022-11-01Price change$391,900
2022-06-10Listed for sale$396,900

For Sale by Agent

AgentCindy R Creel
BrokerageCentury 21 J. Carter & Company

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