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4935 E 86th St, Garfield Heights, OH, 44125

3beds
1baths
1,864sqft
$110,000
$59price/sqft
$1,027/moest. monthly cost
$41,080/yrincome needed

About This Home

Discover this beautifully 3-bedroom, 1-bathroom home in Garfield Heights! Freshly painted throughout and featuring brand-new appliances, this home offers a clean, modern feel with a functional and inviting layout. Enjoy comfortable living spaces perfect for relaxing or entertaining. Conveniently located near shopping centers, schools, and everyday essentials, this home combines comfort and accessibility in one great package.

Getting Around

43
WalkingCar-Dependent
32
TransitSome Transit
33
BikeSomewhat Bikeable

Schools

4/10
4/10

Construction

Condition

  • Year built: 1948

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 622
  • Finished area above ground: 1,242

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,864
  • Total interior livable area: 1,864 sqft

Property

Details

  • Parcel number: 54120129

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 4,800 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$99$1,188
Property Taxes $173$2,076
Electricity $199$2,398
Total$1,027$12,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,211/yr
40% on housing$30,810/yr
45% on housing$27,386/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$59This listing

vs Other Active Listings

Avg $/sqft

ZIP 44125$85
Cuyahoga County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 44125$117
Cuyahoga County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$110,000
2026-06-29Listing removed$1,250
2026-06-18Price change$1,250
2026-05-21Price change$1,300
2026-05-05Listed for rent$1,350
2019-08-28Listing removed$900
2019-07-19Listed for rent$900
2019-07-12Sold$59,900
2019-06-03Pending sale$59,900
2019-04-30Listed for sale$59,900
2018-10-31Listing removed$65,000
2018-07-03Price change$65,000
2018-05-01Listed for sale$68,000
2014-11-26Sold$25,500
2014-11-26Pending sale$25,500
2014-10-07Sold$10,000
2014-10-07Price change$25,500
2014-09-06Listed for sale$27,900
2000-08-25Sold$81,000

For Sale by Agent

AgentLori Dague
BrokerageKeller Williams Greater Metropolitan

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