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400 W Railway St, Lometa, TX, 76853

2beds
2baths
840sqft
$110,000
$131price/sqft
$964/moest. monthly cost
$38,560/yrincome needed

About This Home

This single-wide mobile home is situated on 0.26 acres and features 2 bedrooms and 2 bathrooms. The rooms are spacious and located at opposite ends of the house, allowing for more privacy, each with access to its own bathroom. The living room, kitchen, and dining area have an open floor plan. The refrigerator stays with the home. There is a full-sized laundry room with storage space. This home is situated on a corner lot with a large yard. The front yard is fenced, and the driveway is in the back of the house. There are security cameras inside and outside the home that will remain. The home has energy-efficient features from the factory. This home has had one owner. and was moved straight from the factory to its current location. You must see this jewel hidden in this quite small town.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
Lometa SchoolGrades PK-120.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2020

Materials

  • Foundation: Other,See Remarks
  • Roof: Composition,Shingle
  • Construction materials: Board & Batten Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Manufactured Home,Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Refrigerator,Range Hood,Water Heater,Some Electric Appliances,Range
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry Room

Bathroom

  • Level: Main
  • Dimensions: 6.10 x 4.07

Bedroom

  • Level: Main
  • Dimensions: 8.05 x 13.02

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),High Ceilings,Kitchen/Dining Combo,Open Floorplan,Tub Shower,Vanity,Eat-in Kitchen
  • Flooring: Carpet,Laminate,Vinyl
  • Fireplace features: None
  • Attic: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric,1 Unit

Interior Area

  • Total interior livable area: 840 sqft

Kitchen

  • Level: Main
  • Dimensions: 13.02 x 10.01

Laundry

  • Level: Main
  • Dimensions: 5.01 x 6.02

Living Room

  • Level: Main
  • Dimensions: 13.02 x 10.01

Master Bathroom

  • Level: Main
  • Dimensions: 4.07 x 13.02

Master Bedroom

  • Level: Main
  • Dimensions: 11.02 x 13.02

Property

Details

  • Parcel number: 7259 & 156048

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: None
  • Fencing: Front Yard
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 0.26 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hail
Lightning
Tornado
Wildfire
Winter Weather
Cold Wave
Drought
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$28$336
Property Taxes $142$1,704
Electricity $238$2,859
Total$964$11,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,051/yr
40% on housing$28,920/yr
45% on housing$25,706/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.1%
-5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 76853$480
Lampasas County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 76853$200
Lampasas County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-09Price change$119,500
2025-07-22Listed for sale$120,000

For Sale by Agent

AgentCynthia Cobb
BrokerageAll City Real Estate Ltd. Co

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