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2586 State Highway 113, Waubun, MN, 56589

1beds
1baths
480sqft
$125,000
$260price/sqft
$1,154/moest. monthly cost
$46,160/yrincome needed

About This Home

Discover the charm of this 2024 Amish-built cabin/home—crafted with quality, character, and year-round comfort in mind! Situated on approximately 1 acre, this versatile property offers beautiful south-facing views, peaceful surroundings, and direct access off State Hwy 113 for easy year-round travel. Built on a pier foundation, this property features full electrical, plumbing, new septic system, well, plus a complete kitchen with appliances included, making it truly move-in ready. Whether you're dreaming of a cozy residential homestead, a weekend retreat, a fully outfitted shack for the outdoorsman/woman, or a high-demand Airbnb investment close to lakes, recreational trails, and all the area has to offer—this property is ready to fit your vision. With the ability to customize the interior to your liking, the possibilities are endless.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

2/10
Waubun Elementary SchoolGrades 4-610.0 mi
6/10
Waubun SecondaryGrades 7-1210.0 mi
3/10
Ogema Elementary SchoolGrades PK-310.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 480

Heating & Cooling

  • Heating features: Ductless Mini-Split
  • Cooling features: Ductless Mini-Split

Interior Area

  • Total structure area: 480
  • Total interior livable area: 480 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 120220210
  • Zoning description: Residential-Single Family
  • Foundation area: 480

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.97 Acres
  • Features: Tree Coverage - Light
  • Lot size dimensions: Irregular

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Winter Weather
Drought
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Mahnomen County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$262$3,144
Property Taxes $90$1,080
Electricity $170$2,050
Total$1,154$13,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,565/yr
40% on housing$34,620/yr
45% on housing$30,773/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 56589$146
Mahnomen County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 56589
Mahnomen County$47

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-28Listed for sale$135,000

New Construction

AgentAmber R Nefzger
BrokerageREALTY XPERTS

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