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15326 W Birch Point Rd, Hayward, WI, 54843

4beds
4baths
1,834sqft
$425,000
$232price/sqft
$3,053/moest. monthly cost
$122,120/yrincome needed

About This Home

Turn-Key Lakefront Investment or Family Retreat on Nelson Lake! Rare opportunity to own 7 individual condo units (Units 15–21) at Birch Point Resort in Hayward. These fully furnished, remodeled units are currently operating as successful short-term rentals with strong income potential, while also offering a unique multi-family setup—allowing everyone their own private space while vacationing together. Each unit features a private deck with beautiful lake views. There is currently one dock installed, with designated spaces available for each unit to add additional docks, offering future flexibility and value. Unit #17 has been newly remodeled and includes a kitchenette, making it especially attractive for extended stays, while the remaining units offer two beds, private bathrooms, and adjoining layouts—ideal for accommodating larger groups. Birch Point Resort delivers a true Northwoods experience with private beach access, a volleyball area, and direct lake enjoyment on Nelson Lake. Guests benefit from convenient nearby dining options, including a bar within walking distance and additional restaurants accessible by boat, along with close proximity to ATV/UTV and snowmobile trails for year-round recreation. The association is vacation rental friendly and handles lawn care and snow removal, creating a low-maintenance ownership experience. Association dues are $190.48 per unit, paid quarterly. Major updates include a roof approximately 7 years old and a boiler replaced approximately 3 years ago. Each unit has its own tax ID, providing flexibility to sell individually or maintain as a high-performing investment portfolio. Additional Birch Point units (9–14, excluding 13) are also available for purchase. Virtual tour and new photos coming end of April/beginning of May. Fuel Source is Hot Water and Radiant. Zoning is also Recreational. Unit #21 is only room with accessible features in bathroom. The second bathroom in rooms is in unit #21.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

--
Hayward Primary SchoolGrades PK-24.3 mi
5/10
Hayward Middle SchoolGrades 6-85.0 mi
6/10
Hayward High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Block

Type & Style

  • Home type: MultiFamily
  • Property subType: Apartment

Interior

Appliances

  • Laundry features: Common Area,Lower Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,833

Heating

  • Heating features: Baseboard,Hot Water,Radiant

Interior Area

  • Total structure area: 1,834
  • Total interior livable area: 1,834 sqft

Property

Accessibility

  • Accessibility features: Doors 36"+,Grab Bars In Bathroom,No Stairs External,No Stairs Internal,Other

Details

  • Parcel number: 16013
  • Zoning description: Business/Commercial,Residential-Multi-Family,Other,Shoreline,Residential-Single Family
  • Foundation area: 1834

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Fencing: None
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(10-15),Lake Bottom(Gravel,Rocky,Sand)
  • Frontage length: Water Frontage: 1400
  • Topography of land: Level,Wooded

Lot

  • Lot size: 10,454 sqft
  • Features: Accessible Shoreline,Tree Coverage - Light
  • Lot size dimensions: 80 x 24

Parking

  • Parking features: Gravel,Unassigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Hail

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$239$2,868
Property Taxes $493$5,916
Electricity $172$2,068
Total$3,053$36,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,674/yr
40% on housing$91,590/yr
45% on housing$81,413/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 54843$230
Sawyer County$235

vs Homes Sold Last Month

Median $/sqft

ZIP 54843
Sawyer County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$499,900

For Sale by Agent

AgentPatrick J Rebman
BrokerageChippewa Valley Real Estate, L

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