See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1826 Elm St, Cincinnati, OH, 45202

2beds
3baths
3,656sqft
$1,799,999
$492price/sqft
$11,441/moest. monthly cost
$457,640/yrincome needed

About This Home

Award-winning renovated historic row house and striking new in-fill addition conveniently located near Findlay Market in the heart of Over-the-Rhine. Winner of the 2020 Cincinnati Design Award in Building Residential Architecture. This LEED Platinum, tax-abated residence has two bedrooms & an office that easily converts to a 3rdbedroom with its own private deck. Light-filled rooms feature Maistri Italian cabinetry, Thermador appliances, granite counters, & radiant-heated floors. A custom white-oak staircase, Lutron lighting and power blinds, Sonos sound, whole-house water filtration, & three high-efficiency HVAC systems enhance everyday comfort. An elevator serves all levels, including the lower-level wine storage area. Over 1200 SF of outdoor spaces, including a private courtyard with Corten steel planters & two rooftop terraces with views of Findlay Market. 2 car parking with garage and driveway. Level 2 EV charging and an 8 kWh solar array add valuable convenience and efficiency.

Getting Around

93
WalkingWalker's Paradise
68
TransitGood Transit
77
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 1875

Materials

  • Foundation: Concrete Perimeter,Stone
  • Roof: Membrane
  • Construction materials: Brick,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary/Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Dryer,Electric Cooktop,ENERGY STAR Qualified Appliances,Microwave,Refrigerator,Warming Drawer,Washer,Water Softener,Tankless Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial,Partially Finished

Bathroom1

  • Features: Full
  • Level: Third

Bathroom2

  • Features: Full
  • Level: Second

Bathroom3

  • Features: Partial
  • Level: First

Bedroom2

  • Level: Second
  • Area: 154

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Window Treatment,Formal,Other
  • Level: First
  • Area: 252

Family Room

  • Area: 0

Features

  • High Ceilings,Elevator,Heated Floors,Ceiling Fan(s),Recessed Lighting,Tech Wiring
  • Window features: Low Emissivity Windows,Double Hung,Double Pane Windows,ENERGY STAR Qualified Windows,Wood Frames,Insulated Windows

Heating & Cooling

  • Heating features: Electric,ENERGY STAR Qualified Equipment,Gas,Gas Furn EF Rtd 95%+,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Variable Speed HVAC,ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 3,656
  • Total interior livable area: 3,656 sqft

Kitchen

  • Features: Pantry,Eat-in Kitchen,Tile Floor,Gourmet,Kitchen Island,Marble/Granite/Slate,Other
  • Area: 462

Living Room

  • Features: Bookcases,Walkout,Dry Bar,Other
  • Area: 400

Master Bathroom

  • Features: Shower,Tile Floor,Heated Floors

Master Bedroom

  • Features: Bath Adjoins,Walk-In Closet(s)
  • Level: Third
  • Area: 182

Office

  • Features: Walkout,Wood Floor
  • Level: Second
  • Area: 182

Property

Details

  • Parcel number: 0940008041400
  • Zoning description: Other (See Remarks)

Features

  • Stories: 3
  • Patio & porch: Deck,Patio
  • Exterior features: Fire Pit,Outdoor Kitchen
  • Has view: Yes
  • View description: City
  • Topography of land: Level

Lot

  • Lot size: 3,615 sqft
  • Features: Less than .5 Acre,Busline Near

Parking

  • Total spaces: 3
  • Parking features: On Street,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,101$109,212
Home Insurance *$486$5,832
Property Taxes $1,462$17,544
Electricity $392$4,705
Total$11,441$137,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$392,262/yr
40% on housing$343,230/yr
45% on housing$305,093/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$492This listing

vs Other Active Listings

Avg $/sqft

ZIP 45202$224
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45202$291
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$1,799,999
2026-03-30Price change$1,899,999
2026-02-09Price change$1,950,000
2025-12-23Listed for sale$2,000,000
2025-12-12Listing removed$2,000,000
2025-11-21Listed for sale$2,000,000
2005-06-24Sold$117,000

For Sale by Agent

AgentRoxanne B Qualls
BrokerageSibcy Cline, Inc.

Similar Homes