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396 Bluebell Road, Billings, MO, 65610

3beds
2baths
1,858sqft
$560,000
$301price/sqft
$3,607/moest. monthly cost
$144,280/yrincome needed

About This Home

Nearly 10 acres and a home that doesn't make you choose between country living and modern style. Inside, the open living space is filled with natural light and anchored by vaulted ceilings, exposed wood beams and a floor-to-ceiling stone fireplace. The kitchen brings together white cabinetry, quartz countertops, stainless appliances and a large island made for gathering. The primary suite feels like a true retreat with a tray ceiling, spacious walk-in closet and a beautiful bath featuring a freestanding soaking tub and oversized tiled shower. Step outside to the covered patio and enjoy the space, privacy and possibilities that come with nearly 10 acres. Bring the animals, make room for a garden, enjoy the outdoors or simply put some distance between you and the neighbors. This is country living without giving up the finishes and comfort you want inside.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

2/10
9/10
Billings Sr. High SchoolGrades 7-121.5 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Stone,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Free-Standing Propane Oven
  • Laundry features: Main Level,W/D Hookup

Bedroom2

  • Area: 168
  • Dimensions: 12 x 14

Bedroom3

  • Area: 135632
  • Dimensions: 112 x 1,211

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Quartz Counters,Soaking Tub,Beamed Ceilings,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Tile,Luxury Vinyl
  • Fireplace features: Stone,Propane
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,858

Heating & Cooling

  • Heating features: Heat Pump,Central,Propane
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,858
  • Total interior livable area: 1,858 sqft

Kitchen

  • Area: 23562
  • Dimensions: 119 x 198

Living Room

  • Area: 28710
  • Dimensions: 145 x 198

Master Bathroom

  • Area: 210
  • Dimensions: 14 x 15

Master Bathroom

  • Area: 117
  • Dimensions: 13 x 9

Utility Room

  • Area: 91
  • Dimensions: 7 x 13

Property

Details

  • Parcel number: 080102000000012002

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch
  • Fencing: Cross Fenced,Barbed Wire,Chain Link,Pipe/Steel
  • Horses can be raised: Yes

Lot

  • Lot size: 9.89 Acres
  • Features: Acreage,Horses Allowed,Pasture,Paved,Level,Cleared

Parking

  • Total spaces: 3
  • Parking features: RV Access/Parking,Private,Gravel,Gated,Garage Faces Side,Garage Door Opener,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$313$3,756
Property Taxes $322$3,864
Electricity $141$1,702
Total$3,607$43,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,668/yr
40% on housing$108,210/yr
45% on housing$96,186/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 65610$235
Christian County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 65610$172
Christian County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$545,000
2026-06-11Listed for sale$560,000
2022-11-18Sold--
2022-10-23Pending sale$529,900
2022-10-19Listed for sale$529,900

For Sale by Agent

AgentJanette M Frank
BrokerageReeceNichols - Springfield

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