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18952 247th Ave NW, Big Lake, MN, 55309

5beds
3baths
2,654sqft
$729,900
$275price/sqft
$4,911/moest. monthly cost
$196,440/yrincome needed

About This Home

Thoughtfully designed for everyday comfort and long-term living flexibility with all living spaces on one level. This exceptional home showcases quality craftsmanship, custom Knotty Alder millwork, built-ins, and an inviting open-concept layout. Enjoy the comfort of radiant in-floor heat throughout the home, along with automatic blinds in the living room and primary bedroom for added convenience and style. The well-appointed kitchen includes granite countertops, stainless steel appliances, a walk-in pantry, while the dining area showcases a custom buffet and additional built-in storage. This smart floor plan features a luxurious main-level primary suite with peaceful wooded views, a spa-like bath with a soaker tub, walk-in shower and towel warmer. Flexible living spaces including a bonus room above the garage ready for your finishing touches. A functional mudroom and unique Christmas Tree Room add convenience and versatility. Nestled on 2.5 private acres near Eagle Lake, the property offers abundant wildlife, a wooded backyard, an in-ground sprinkler system, and ample space for future outbuilding expansion. Combining quality craftsmanship, modern amenities, privacy, and flexibility, this exceptional home is truly one of a kind.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Liberty Elementary SchoolGrades PK-25.5 mi
5/10
Big Lake Middle SchoolGrades 6-85.7 mi
9/10

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Double Oven,Dryer,Exhaust Fan,Freezer,Water Filtration System,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 255.94
  • Dimensions: 19.10x13.4

Bedroom2

  • Level: Main
  • Area: 128.26
  • Dimensions: 12.10x10.6

Bedroom3

  • Level: Main
  • Area: 95.68
  • Dimensions: 9.2x10.4

Bedroom4

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Bedroom5

  • Level: Main
  • Area: 125.24
  • Dimensions: 12.4x10.10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 176.64
  • Dimensions: 12.8x13.8

Family Room

  • Level: Main
  • Area: 96
  • Dimensions: 8x12

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,654

Heating & Cooling

  • Heating features: Forced Air,In-Floor Heating,Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,654
  • Total interior livable area: 2,654 sqft

Kitchen

  • Level: Main
  • Area: 186.34
  • Dimensions: 15.4x12.10

Living Room

  • Level: Main
  • Area: 378.18
  • Dimensions: 19.8x19.10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 35005070210
  • Zoning description: Residential-Single Family
  • Foundation area: 2654

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Patio

Lot

  • Lot size: 2.58 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado

FEMA Declared Disasters in Sherburne County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,690$44,280
Home Insurance *$487$5,844
Property Taxes $511$6,132
Electricity $223$2,686
Total$4,911$58,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,377/yr
40% on housing$147,330/yr
45% on housing$130,960/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 55309$164
Sherburne County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 55309$181
Sherburne County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$699,900
2026-06-26Listed for sale$729,900
2021-11-24Sold$661,000
2019-01-11Sold$62,000

For Sale by Agent

AgentPamela J Hendrickson
BrokerageCentury 21 Atwood

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