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161 White Oak Cir, Pointblank, TX, 77364

2beds
2baths
1,056sqft
$219,000
$207price/sqft
$1,761/moest. monthly cost
$70,440/yrincome needed

About This Home

Close proximity to the boat ramp on Lake Livingston, this updated home sits on TWO spacious lots and offers the perfect weekend retreat, short-term rental opportunity, or full-time residence. Significant recent improvements provide real value and peace of mind: • NEW septic system (Oct 2025 – $8,000 investment) • Remodeled kitchen with updated appliances • Updated flooring (first floor + loft) • New insulation, interior finishes & lighting • Tankless water heater + water filtration system • Roof replaced in 2019 • Cozy Benjamin Franklin stove that heats the home The 900 sq ft steel workshop/storage building (built 2020) with 14-ft ceilings — ideal for lake toys, tools, or additional storage. The covered space beneath the home offers potential for outdoor entertaining or future outdoor kitchen. Whether you're looking for a weekend retreat, primary residence, or short-term rental potential, this property offers flexibility and strong improvements already completed.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

5/10
2/10
3/10

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Unknown

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Electric Oven,Microwave,Electric Range
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Balcony,High Ceilings,Vaulted Ceiling,2 Bedrooms Down
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Other
  • Cooling features: Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total structure area: 1,056
  • Total interior livable area: 1,056 sqft

Kitchen

  • Features: Kitchen open to Family Room,Pantry,Walk-in Pantry

Master Bathroom

  • Features: Half Bath,No Primary,Primary Bath: Shower Only

Property

Details

  • Parcel number: 74467

Features

  • Stories: 1
  • Patio & porch: Patio/Deck
  • Exterior features: Balcony
  • Fencing: None
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water

Lot

  • Lot size: 0.39 Acres
  • Features: Back Yard,Cleared,Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 3
  • Parking features: Detached,Boat,Extra Driveway,RV Access/Parking,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Cold Wave
Hurricane
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,107$13,284
Home Insurance *$194$2,328
Property Taxes $222$2,664
Electricity $238$2,859
Total$1,761$21,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,377/yr
40% on housing$52,830/yr
45% on housing$46,960/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.9%
-3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 77364$120
San Jacinto County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 77364
San Jacinto County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-26Price change$229,900
2025-10-27Price change$241,000
2025-09-02Price change$242,000
2025-07-02Price change$219,999
2025-07-01Price change$222,888
2025-05-28Price change$224,888
2025-05-16Price change$225,888
2025-04-25Price change$230,688
2025-04-09Price change$232,688
2025-03-26Price change$238,688
2025-02-21Listed for sale$238,888
2024-10-16Listing removed$246,888
2024-09-13Price change$247,199
2024-08-02Price change$247,299
2024-07-17Price change$247,799
2024-06-26Price change$247,999
2024-05-23Price change$248,999
2024-04-13Price change$249,999
2024-03-10Listed for sale$254,000

For Sale by Agent

AgentMelissa Burgos
BrokerageJLA Realty

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