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15-1578 7th Ave, Keaau, HI, 96749

3beds
3baths
1,345sqft
$875,000
$651price/sqft
$5,341/moest. monthly cost
$213,640/yrincome needed

About This Home

Discover a truly exceptional 1-acre 2020 build estate in Hilo that is completely flat with 3/4 base course, fully improved, and better than new. This 3-bedroom property is a rare find, offering privacy, functionality, and high-end upgrades throughout. The entire parcel is enclosed with an automatic custom gate and striking 6-foot rock walls, complemented by beautifully designed garden beds—rock work alone estimated at over $300,000, creating a level of craftsmanship that is both impressive and lasting. Designed for sustainable island living, the property features a private water well, over 15 spigots, and a full irrigation system to keep your landscaping lush year-round. A thoughtfully placed mulching rock wall station allows you to efficiently manage green waste and truly live off the land. The home itself is built for both comfort and entertaining. Enjoy a spacious wrap-around patio and a charming courtyard that creates the perfect setting for gatherings. The outdoor BBQ area with a plumbed sink makes hosting effortless, while the garage includes a convenient half bath—ideal for large get-togethers and weekend pāʻina. Inside, you’ll find custom finishes that elevate the entire home, including rich wood flooring, tiled bathroom walls, vaulted ceilings, and a spa-like sauna shower. Additional upgrades include a 80 gallon water heater, advanced water filtration system, and a full security camera setup valued at over $5,000. & that's not all! Enjoy a lush, productive landscape featuring papaya, banana, mango, lemon, calamansi, pineapple, rambutan, soursop, and more—along with corn, beans, ginger, onions, taro, tea leaf, and calamungay. The property is thoughtfully designed with five rock wall garden beds and custom soil planting areas lining the perimeter, complemented by a vibrant mix of flowering plants and herbs like lemongrass and rosemary. **photos of pool are renderings

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
Keaau Elementary SchoolGrades PK-54.6 mi
5/10
Keaau Middle SchoolGrades 6-84.9 mi
3/10
Keaau High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 2020

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Range Hood,Refrigerator,Washer,Wine Cooler

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Interior Area

  • Total structure area: 1,345
  • Total interior livable area: 1,345 sqft

Property

Details

  • Parcel number: 3150511220000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Features

  • Pool features: Other
  • Fencing: Stone
  • Topography of land: Level

Lot

  • Lot size: 1 Acres
  • Features: Cleared

Parking

  • Parking features: Attached,Covered

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$276$3,312
Property Taxes $208$2,496
Electricity $433$5,197
Total$5,341$64,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,120/yr
40% on housing$160,230/yr
45% on housing$142,426/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$651This listing

vs Other Active Listings

Avg $/sqft

ZIP 96749$311
Hawaii County$496

vs Homes Sold Last Month

Median $/sqft

ZIP 96749$366
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$849,000
2026-07-10Listed for sale$875,000
2015-12-01Sold$50,000
2009-04-23Sold$29,500
2002-12-09Sold$10,000

For Sale by Agent

AgentJustice Pang
BrokerageeXp Realty

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