12414 Speranza Dr, Fort Wayne, IN, 46818
About This Home
Welcome to this beautifully designed 4-bedroom, 2.5-bath home offering over 2,500 square feet of thoughtfully planned living space in desirable Palmira Lakes. Built in 2022, this home features an open-concept layout with abundant natural light, a spacious great room with a fireplace, and a stunning kitchen complete with a large center island—perfect for entertaining. The main level also offers a versatile flex room ideal for a home office, playroom, or hobby space. Upstairs, you'll find a spacious primary suite with a tiled walk-in shower and large walk-in closet, along with three additional bedrooms and an additional flex/living area. Step outside to enjoy peaceful pond views from the backyard. Energy-efficient construction, modern finishes, and a fantastic location make this home a must-see!
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Slab
- Roof: Asphalt,Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Gas Cooktop,Dryer-Electric,Gas Range,Gas Water Heater
Basement
- Basement: None
Bedroom1
- Level: Upper
Bedroom2
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Family Room
- Level: Main
- Area: 110
Features
- Breakfast Bar,Bookcases,Ceiling-9+,Countertops-Solid Surf
- Flooring: Vinyl
- Number of fireplaces: 1
- Fireplace features: Gas Starter
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,518
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,518
- Total interior livable area: 2,518 sqft
Kitchen
- Level: Main
- Area: 120
Living Room
- Level: Main
- Area: 240
Property
Details
- Parcel number: 021105228027.000038
Features
- Levels: Two
- Stories: 2
- Exterior features: Play/Swing Set
- Fencing: Vinyl
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Lot
- Lot size: 0.30 Acres
- Features: Level
- Lot size dimensions: 0X0
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,325 | $27,900 |
| Home Insurance * | $165 | $1,980 |
| Property Taxes | $295 | $3,540 |
| Electricity | $230 | $2,769 |
| Total | $3,015 | $36,180 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $454,900 |
| 2026-07-28 | Listed for sale | $459,900 |
| 2022-08-23 | Listing removed | -- |
| 2022-07-30 | Pending sale | $414,488 |
| 2022-06-24 | Price change | $414,488 |
| 2022-05-09 | Price change | $445,686 |
| 2022-05-03 | Price change | $440,386 |
| 2022-04-11 | Price change | $436,792 |
| 2022-03-09 | Price change | $432,892 |
| 2022-02-16 | Price change | $424,092 |
| 2022-02-07 | Price change | $421,982 |
| 2022-01-31 | Price change | $412,940 |
| 2022-01-10 | Price change | $408,240 |
| 2022-01-08 | Listed for sale | $402,940 |
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