




54706 Columbia Bay Dr, Osceola, IN, 46561
About This Home
Tucked into the sought-after Northbridge Valley neighborhood, this spacious ranch sits on a beautiful professionally landscaped corner double lot, offering fantastic curb appeal and plenty of room to enjoy. Step inside to an inviting, open-concept great room with vaulted ceilings and a striking dry stacked 3 sided stone fireplace framed by custom-built-ins. The gourmet kitchen features a large custom island with with a quartz countertop, a matching custom hickory hood, bar seating, an abundance of cabinetry, marble backsplash, double ovens, a 36 inch 5-burner gas cooktop, stainless steel appliances, and a walk-in pantry. The main floor primary suite is a true retreat boasting a beamed ceiling, stone fireplace, and a spa-like ensuite with a walk-in shower and relaxing soaker tub. A second spacious bedroom, main floor laundry, and a home office with a 12 foot ceiling complete the main level. The finished lower level adds even more living space with a large family room, two additional oversized bedrooms, and plenty of storage. Outside, enjoy a covered patio idea for summer evenings, plus a 3-car attached garage with a 220 EV charger, and an irrigation system to keep your lawn lush year-round. This home is truly exceptional, so don't wait - schedule your showing today!
Getting Around
Schools
Construction
Condition
- Year built: 2023
Materials
- Construction materials: Stone,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Oven-Built-In,Double Oven,Gas Range,Gas Water Heater,Water Softener Owned
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Concrete
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 3
Features
- Number of fireplaces: 2
- Fireplace features: Living Room,1st Bdrm,Gas Log
- Fireplace: Yes
- Finished area below ground: 1,321
- Finished area above ground: 2,234
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 4,465
- Total interior livable area: 3,555 sqft
Property
Details
- Parcel number: 710532401207.000031
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 0.56 Acres
- Features: Corner Lot,0-2.9999
- Lot size dimensions: 195X125
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,044 | $48,528 |
| Home Insurance * | $422 | $5,064 |
| Property Taxes | $30 | $360 |
| Electricity | $325 | $3,910 |
| Total | $4,821 | $57,852 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Price change | $799,900 |
| 2026-04-21 | Price change | $819,900 |
| 2026-04-18 | Price change | $828,500 |
| 2026-04-08 | Listed for sale | $834,900 |
| 2026-04-07 | Listing removed | $834,900 |
| 2026-03-19 | Price change | $834,900 |
| 2026-02-04 | Listed for sale | $849,900 |
| 2025-11-27 | Listing removed | $849,900 |
| 2025-08-13 | Listed for sale | $849,900 |
For Sale by Agent
