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109 Ocean Tide Dr, Crystal Beach, TX, 77650

1beds
1baths
--sqft
$239,000
--price/sqft
$1,760/moest. monthly cost
$70,400/yrincome needed

About This Home

Welcome to your dream getaway! This unrestricted property has easy access to the beach, offering you the ultimate escape. With ample space to park your RV and covered parking for an additional vehicle, convenience meets relaxation here. Upstairs, you'll find a beautiful kitchen that features stainless appliances, a sleeping area and a bathroom with a stackable washer/dryer combo. Step outside and you find a huge covered deck. The wrap around deck provides ample room for hosting gatherings, lounging in the sun, or simply enjoying the serene surroundings. Don't miss this opportunity to own a slice of paradise.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Ball High SchoolGrades 9-1211.6 mi
--
Austin Middle SchoolGrades 5-610.0 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Raised,Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Primary Bed - 1st Floor

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Property

Details

  • Parcel number: 546700000075001

Features

  • Stories: 1

Lot

  • Lot size: 4,334 sqft
  • Features: Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Ice Storm
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$58$696
Property Taxes $256$3,072
Electricity $238$2,859
Total$1,760$21,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,342/yr
40% on housing$52,800/yr
45% on housing$46,933/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 77650$223
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77650$303
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-11Price change$239,000
2025-07-01Price change$249,000
2025-02-17Price change$255,000
2024-10-04Price change$259,900
2024-06-03Price change$267,000
2024-02-01Price change$273,500
2023-09-14Price change$276,000
2023-06-27Listed for sale$284,900

For Sale by Agent

AgentMonica Foster
BrokerageeXp Realty, LLC

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