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831 Dedmon Rd, Ringgold, GA, 30736

4beds
3baths
2,469sqft
$565,000
$229price/sqft
$4,127/moest. monthly cost
$165,080/yrincome needed

About This Home

This meticulously maintained home in Ringgold, GA puts you close to Chattanooga's downtown energy while giving you space to actually spread out -- nearly 2,500 square feet of move-in-ready living on over an acre, no renovation projects required. Step inside to an open floor plan that flows effortlessly, elevated by crown molding, a wooden coffered ceiling, a real stone fireplace, and brand-new LVP oak floors. Custom window shades throughout mean every room already feels finished. The kitchen is the perfect backdrop for everyday creations, with granite countertops, a tile backsplash, stainless steel appliances, and a spacious walk-in pantry with plenty of room for Costco runs. The primary suite is a genuine retreat featuring vaulted ceilings, double vanities, a walk-in closet, and a tiled walk-in shower. On the opposite side of the home, you'll find two additional bedrooms, the laundry room, and a full bathroom. Upstairs, a private bonus room and bedroom with its own bathroom is ready to become your home office, workout space, or guest suite when friends visit. Outside is where this place really shines for entertaining: a covered deck, a dedicated grill patio, and a fully fenced backyard mean weekend get-togethers are basically built in. A detached garage adds extra storage for gear, bikes, or whatever hobby is next on your list. Move-in ready. Low upkeep. Built for real life. Schedule your tour today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Ringgold Primary SchoolGrades PK-21.0 mi
8/10
Heritage Middle SchoolGrades 6-82.5 mi
7/10
Heritage High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick,Stone,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Electric Range,Electric Water Heater,Microwave,Wall Oven
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: Second

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Crown Molding,Coffered Ceiling(s),Double Vanity,Eat-in Kitchen,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Primary Downstairs,Recessed Lighting,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Separate Shower,Tub/shower Combo,En Suite,Breakfast Nook,Separate Dining Room,Plumbed,Split Bedrooms
  • Window features: Insulated Windows,Vinyl Frames
  • Flooring: Carpet,Tile,Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,469

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,Multi Units

Interior Area

  • Total structure area: 2,469
  • Total interior livable area: 2,469 sqft

Laundry

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 0041b003

Features

  • Levels: One and One Half
  • Patio & porch: Covered,Deck,Front Porch,Patio,Porch,Porch - Covered
  • Exterior features: Fire Pit,Private Yard,Storage
  • Fencing: Back Yard,Privacy
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 1.17 Acres
  • Features: Back Yard,Gentle Sloping,Level,Sloped
  • Lot size dimensions: 509 x 103 x 510 x 104

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Front,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$175$2,100
Property Taxes $857$10,284
Electricity $239$2,878
Total$4,127$49,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,497/yr
40% on housing$123,810/yr
45% on housing$110,053/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 30736$165
Catoosa County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 30736
Catoosa County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$550,000
2026-07-16Price change$565,000
2026-05-04Listed for sale$580,000
2023-10-31Sold$530,000
2023-09-19Contingent$534,900
2023-09-14Listed for sale$534,900
2020-05-06Sold$395,000

For Sale by Agent

AgentMorgan Ellis
BrokerageREAL Broker

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