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2540 Charney Rd, University Heights, OH, 44118

3beds
3baths
3,225sqft
$324,900
$101price/sqft
$2,716/moest. monthly cost
$108,640/yrincome needed

About This Home

Charm, quality finishes, and pride of ownership come together in this beautifully maintained brick home—an excellent opportunity for homeowners seeking both comfort and functionality! From the moment you step inside, you’re welcomed by a bright and spacious living room filled with natural light, creating an inviting setting for everyday living and entertaining. The well-appointed kitchen offers ample cabinetry and workspace, seamlessly flowing into the dining area—perfect for gathering with family and hosting guests. Upstairs has 3 beds and 2 baths. The home continues to impress with a finished REC basement, providing valuable additional living space, home office, or gym, along with plenty of storage. An attached 2-car garage adds everyday convenience and ease. Notable features include durable brick exterior with complementary vinyl siding, central A/C, vinyl windows, and a thoughtfully designed split-level layout. The second floor hosts two full bathrooms, including a private en-suite in the master bedroom, while a convenient half bath is located on the main level. Recent updates such as new carpet throughout, LVP flooring in the kitchen, and granite countertops elevate the home’s interior appeal. Ideally located in the desirable University Heights neighborhood, this property offers exceptional access to everything you need. Just minutes from John Carroll University, the area is known for its vibrant community feel and strong appeal. Enjoy close proximity to Cedar Road’s retail and dining corridor, with popular restaurants, cafés, grocery stores, and everyday conveniences nearby. Near to major routes and public transportation, parks such as Walter Stinson Community Park and Cain Park offer green space, walking trails, and seasonal events. Surrounded by reputable schools, medical facilities, and amenities, this location perfectly balances suburban comfort with urban accessibility! Schedule your showing now! No wholesalers. No Seller financing. No low ball offers.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
6/10
Roxboro Middle SchoolGrades 6-82.5 mi
6/10

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,075
  • Finished area above ground: 2,150

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,225
  • Total interior livable area: 3,225 sqft

Property

Details

  • Parcel number: 72222053

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 7,744 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$218$2,616
Property Taxes $511$6,132
Electricity $345$4,150
Total$2,716$32,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,120/yr
40% on housing$81,480/yr
45% on housing$72,426/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 44118$129
Cuyahoga County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 44118$132
Cuyahoga County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$349,900
2026-02-01Listing removed$305,000
2025-12-02Price change$305,000
2025-11-04Listed for sale$320,000
2021-10-12Listing removed--
2021-10-05Listed for rent$2,000
2020-11-16Sold$132,000
2019-06-04Listing removed$162,000
2019-05-13Listed for sale$162,000
2019-05-02Pending sale$162,000
2019-04-29Price change$162,000
2019-03-08Listed for sale$170,000
2018-07-22Listing removed$1,700
2018-06-24Listed for rent$1,700
2017-07-30Listing removed$1,700
2017-07-21Price change$1,700
2017-07-08Price change$1,675
2017-06-09Listed for rent$1,750
2015-10-01Listing removed$1,800
2015-09-06Listing removed$175,000
2015-08-27Listed for rent$1,800
2015-07-25Price change$175,000
2015-06-06Listed for sale$185,000
2015-04-24Listing removed$165,000
2015-01-09Listed for sale$165,000
2014-04-22Listing removed$75,900
2014-04-21Sold$80,500
2013-11-20Sold$76,667

For Sale by Agent

AgentMichael Azzam
BrokerageRE/MAX Haven Realty

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