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105 Hess Cir, Taneytown, MD, 21787

4beds
3baths
3,155sqft
$519,900
$165price/sqft
$3,849/moest. monthly cost
$153,960/yrincome needed

About This Home

Built in 2022, this beautifully designed single-family home offers over 3,200 square feet of stylish, functional living space with 4 bedrooms and 2.5 baths. Thoughtfully crafted for today’s lifestyle, the open-concept layout creates the perfect setting for both everyday living and entertaining. The heart of the home is the spacious eat-in kitchen, featuring a large center island, abundant cabinetry, and ample room for dining. It flows effortlessly into the inviting family room, making gatherings feel natural and connected. Just off the kitchen, a private office and convenient half bath provide the ideal setup for working or studying from home. Upstairs, you’ll find four generously sized bedrooms, including a relaxing primary suite with a huge walk-in closet. The upper-level laundry adds everyday convenience right where you need it most. The partially finished basement offers excellent additional living space perfect for a recreation area, media room, or play space—and includes a rough-in for a future bathroom and offers a large area for storage. Enjoy the lifestyle this vibrant community provides, with amenities such as a pool, basketball courts, and a dog park. Ideally located, this home combines modern comfort with a welcoming neighborhood atmosphere ready for you to move right in and make it your own.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
8/10
Northwest Middle SchoolGrades 6-81.4 mi
7/10

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Other

  • Builder model: COLUMBIA
  • Builder name: RYAN HOMES

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 663

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Rough Bath Plumb

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 663
  • Finished area above ground: 2,492

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,155
  • Total interior livable area: 3,155 sqft

Property

Accessibility

  • Accessibility features: Doors - Lever Handle(s)

Details

  • Parcel number: 0701433480
  • Zoning: R-100
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Lightning

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,628$31,536
Home Insurance *$171$2,052
Property Taxes $649$7,788
Electricity $401$4,823
Total$3,849$46,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,965/yr
40% on housing$115,470/yr
45% on housing$102,640/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 21787$171
Carroll County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 21787$220
Carroll County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$550,000
2022-08-04Sold$500,845
2022-04-04Sold$105,000
2022-01-25Pending sale$498,855

For Sale by Agent

AgentJose Semorile
BrokerageTTR Sotheby's International Realty

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