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7 S Waterfront Place, Hampstead, NC, 28443

5beds
4baths
4,236sqft
$4,350,000
$1,027price/sqft
$25,835/moest. monthly cost
$1,033,400/yrincome needed

About This Home

Breathtaking views of ICWW from builder custom designed home to get the most scenic views possible and yet still enjoy the lovely grand old live oaks which truly make this home and lot one of a kind. As you enter there is a beautiful floating staircase that also allows for the spectacular views. The 2nd floor has white oak hardwood flooring throughout and open living concept with living room with electric fireplace built in cabinets, dining room and stunning kitchen with Thermador appliances including gas stove, built in refrigerator, custom cabinets, island with bar, reverse osmosis water system and walk in pantry. The master ensuite has awesome views as well with luxury bath that has walk in shower, soaking tub, river wood cabinets and walk in closet. There is another bedroom on the primary floor that can be used as an office and/or study. The 3rd floor features guest suite with private bath and 2 additional bedrooms that share a jack and jill bathroom. Also has a large loft area, laundry room with utility sink and a separate utility room. There is an elevator to make it easily accessible to all floors. There are covered porch and decks with Jatoba wood. The back deck has outside kitchen. There is a 4 car garage with work shop area, outside hot and cold shower, and a Generac whole house generator. Wonderful plus is the cedar shake and copper roof. All this with your own private dock with boat lift so you can get out and really enjoy coastal living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
Topsail Elementary SchoolGrades PK-42.9 mi
6/10
Topsail Middle SchoolGrades 5-83.1 mi
8/10
Topsail High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Other,Pilings
  • Roof: Copper,Shake
  • Construction materials: Cedar,Shake Siding,Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Built-In Microwave,Refrigerator,Dishwasher

Basement

  • Basement: None

Bedroom2

  • Level: Main

Bedroom3

  • Level: Third

Bedroom4

  • Level: Third

Bedroom5

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Walk-in Closet(s),High Ceilings,Entrance Foyer,Kitchen Island,Elevator,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane,Fireplace(s),Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,236
  • Total interior livable area: 4,236 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Third

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Other

  • Level: Third

Utility Room

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 32925283740000
  • Zoning: RP
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Pool features: None
  • Patio & porch: Covered,Deck,Patio,Porch
  • Exterior features: Shutters - Board/Hurricane,Outdoor Shower
  • Fencing: None
  • Has view: Yes
  • View description: ICW,Water
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Boat Lift,Waterfront,ICW Front
  • Frontage type: ICW Front
  • Living area range: 4000 - 4499

Lot

  • Lot size: 0.28 Acres
  • Features: Boat Dock,Boat Lift,Deeded Waterfront
  • Lot size dimensions: 75 x 161.77 x 75.05 x 162.69

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Coastal Flooding
Inland Flooding
Tornado
Cold Wave
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in Pender County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $21,995$263,940
Home Insurance *$1,043$12,516
Property Taxes $2,403$28,836
Electricity $394$4,734
Total$25,835$310,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$885,771/yr
40% on housing$775,050/yr
45% on housing$688,933/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,027This listing

vs Other Active Listings

Avg $/sqft

ZIP 28443$257
Pender County$314

vs Homes Sold Last Month

Median $/sqft

ZIP 28443$220
Pender County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-31Listed for sale$4,350,000
2025-11-01Listing removed$4,750,000
2024-10-16Listed for sale$4,750,000
2021-01-19Sold$350,000

For Sale by Agent

AgentTerry W Milam
BrokerageBerkshire Hathaway HomeServices Carolina Premier Properties

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