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44 Viburnum Ave, Elkton, MD, 21921

4beds
3baths
2,200sqft
$424,999
$193price/sqft
$3,190/moest. monthly cost
$127,600/yrincome needed

About This Home

This stunning 4-bedroom, 2.5-bathroom home nestled in the desirable Ridgely Forest community featuring community swimming pool, club house and play ground, there is something to do for everyone. Instead of saving the best for the last, let's tell you now, this amazing home HAS SOLAR PANELS, the SOLAR PANELS are OWNED by the seller, not leased so, that means BIG saving for you! Average electric bill is only about $15 per month!!! This spacious home was built in 2021, boasting open floor plan that invites natural light and warmth throughout. The spacious living area seamlessly connects to a stylish kitchen, featuring stainless steel appliances, center island and luxury vinyl floors though out. Retreat to the luxurious master suite, complete with an en-suite bathroom and walk-in closet, while 3 additional bedrooms provide ample space for everyone plus a home office. The upper-floor laundry adds convenience to your daily routine, making chores a breeze. Step outside to your private backyard, which backs to lush trees, offering a tranquil escape for relaxation or entertaining. With a 2-car attached garage and additional driveway parking, convenience is at your fingertips. The unfinished basement presents endless possibilities for customization Basement is a true WALK-OUT and has ROUGH-IN to add a full bathroom perfect for a home gym, extra bedroom and or theater room. Home has privacy fence and back to trees, not other homes. This home is not just a residence; it's a lifestyle. Experience the perfect balance of comfort, community, and nature in Ridgely Forest-It's time for your LUCKY move!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
4/10
North East Middle SchoolGrades 6-80.8 mi
3/10
North East High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Excellent,Very Good
  • Year built: 2021

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Stick Built,Vinyl Siding

Other

  • Builder model: Elm

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Exhaust Fan,Ice Maker,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Electric Water Heater
  • Laundry features: Upper Level

Basement

  • Area: 1900

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Full,Heated,Concrete,Rough Bath Plumb,Space For Rooms,Sump Pump,Unfinished,Windows

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Attic,Ceiling Fan(s),Combination Kitchen/Dining,Open Floorplan
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 2,200

Heating & Cooling

  • Heating features: Forced Air,Central,Electric,Solar
  • Cooling features: Central Air,Programmable Thermostat,Solar On Grid,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 4,100
  • Total interior livable area: 2,200 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0805139314
  • Zoning: R4
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community
  • Fencing: Full,Back Yard,Privacy,Vinyl
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 6,534 sqft
  • Features: Backs to Trees

Parking

  • Total spaces: 4
  • Parking features: Storage,Garage Faces Front,Garage Door Opener,Inside Entrance,Attached,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$164$1,968
Property Taxes $596$7,152
Electricity $281$3,374
Total$3,190$38,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,371/yr
40% on housing$95,700/yr
45% on housing$85,066/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 21921$177
Cecil County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 21921$182
Cecil County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Contingent$424,999
2026-07-31Listed for sale$424,999
2021-07-30Sold$328,965

For Sale by Agent

AgentTanya Luckenbill
BrokerageIntegrity Real Estate

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