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3742 Highgate Ct, Indianapolis, IN, 46237

3beds
2baths
1,648sqft
$340,000
$206price/sqft
$2,358/moest. monthly cost
$94,320/yrincome needed

About This Home

ASK ABOUT STAR'S HOME HOPE MORTGAGE - you can own this home with $0 downpayment and no PMI - certain terms and conditions apply. Built in 2020 this beautifully maintained ranch offers all the BENEFITS of newer construction. Covered front porch and spacious entryway welcome you with ease, leading you into a bright and airy living room featuring an elegant tray ceiling and three large windows that fill the space with natural light. The open concept design CREATES a seamless flow. The kitchen is SHOWCASING a massive center island, upgraded maple cabinetry, stylish backsplash, an oversized pantry, and even a convenient roll-out drawer for added functionality. The breakfast area is open to the kitchen and the living room and leads to what may become your FAVORITE room in the house - the incredible sunroom. Bathed in sunlight and finished with durable polyurethane floor coating that is UV stable, it's the PERFECT spot to enjoy a good book, have great conversations or relax and watch the seasons change. The spacious primary suite is COMPLETE with an ensuite bathroom featuring double vanity, walk-in shower, and a custom California walk-in closet designed to KEEP everything organized and within reach. Thoughtful UPGRADES are found throughout the home, including fresh paint, ceiling fans in every room, humidity-sensing bathroom fans, additional attic insulation for improved energy efficiency, and timer-controlled lighting in the pantry, laundry room, and primary closet. Car enthusiasts, hobbyists, or anyone NEEDING extra storage will appreciate the finished and insulated garage featuring a bump-out area and premium abrasion resistant polyurethane floor coating. A water softener has already been added for your convenience. FENCED backyard and beautiful landscaping are an added BONUS. Ideally located with quick access to major interstates.

Getting Around

9
WalkingCar-Dependent
17
TransitMinimal Transit
27
BikeSomewhat Bikeable

Schools

--
6/10
4/10
Southport High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2020

Materials

  • Foundation: Slab
  • Construction materials: Brick,Vinyl Siding

Other

  • Builder name: Fischer Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Water Heater,MicroHood,Gas Oven,Refrigerator,Water Softener Owned
  • Laundry features: Laundry Room

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedroom3

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Breakfast Room

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Features

  • Attic Access,Breakfast Bar,Tray Ceiling(s),Entrance Foyer,Ceiling Fan(s),High Speed Internet,Pantry,Smart Thermostat,Walk-In Closet(s)
  • Attic: Access Only

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,648
  • Total interior livable area: 1,648 sqft

Kitchen

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Laundry

  • Level: Main
  • Area: 36
  • Dimensions: 6x6

Living Room

  • Level: Main
  • Area: 336
  • Dimensions: 21x16

Master Bedroom

  • Level: Main
  • Area: 288
  • Dimensions: 18x16

Mud Room

  • Level: Main
  • Area: 36
  • Dimensions: 6x6

Sun Room

  • Features: Other
  • Level: Main
  • Area: 196
  • Dimensions: 14x14

Property

Details

  • Parcel number: 491505135009026500
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Screened
  • Fencing: Fenced,Chain Link,Full

Lot

  • Lot size: 9,583 sqft
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$203$2,436
Property Taxes $252$3,024
Electricity $184$2,212
Total$2,358$28,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,845/yr
40% on housing$70,740/yr
45% on housing$62,880/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 46237$130
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46237$148
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$325,000
2026-08-07Price change$325,000
2026-07-23Price change$340,000
2026-06-24Listed for sale$345,000
2020-10-16Sold$241,928
AgentEma Boykova
BrokerageM & E Realty Group

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