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215 Pollock Street, New Bern, NC, 28560

11beds
15baths
8,925sqft
$1,750,000
$196price/sqft
$11,481/moest. monthly cost
$459,240/yrincome needed

About This Home

The Benjamin Ellis House-A Distinguished Historic Bed & Breakfast in the Heart of Downtown New Bern. Nestled in the heart of New Bern's renowned downtown historic district, the Benjamin Ellis House is a beautifully preserved and fully operational historic inn offering timeless elegance, architectural charm, and an exceptional opportunity to acquire one of the city's most established and successful Bed & Breakfasts. With a strong 40-year history as a viable and contributing business to the historic district, this remarkable property is as much an investment in legacy as it is in lifestyle. The inn features Nine tastefully appointed guest rooms, each with its own private bath, blending period detail with modern comfort. The gracious interiors include a welcoming parlor for guest gatherings, a warm and elegant dining room for breakfast service, and intimate spaces throughout the home for reading, conversation, and relaxation. A spacious, covered front porch with classic rocking chairs invites guests to slow down and enjoy the ambiance of this charming Southern town. A true centerpiece of the property is the expansive, custom designed commercial kitchen, a true chef's dream, crafted by the current owners. The kitchen meets requirements for a restaurant permit presenting unique income-generating possibilities including private dinners, cooking demonstrations, or culinary events, should the next owner choose to expand beyond traditional lodging services. The property includes several private accommodations in addition to the guest suites. A separate 1,857-square-foot owner's cottage sits peacefully on the grounds, offering full privacy and modern amenities within easy reach of the main house. The owners' cottage was completely redesigned and renovated in 2019/2020. Above the detached garage, a 511 SF one-bedroom apartment provides additional flexibility for staff quarters, extended family, or long-term rental potential. More ........ Throughout the inn, thoughtful restoration and tasteful décor highlight the property's history while ensuring comfort and style. Off-street parking is available for guests, a valuable asset in this central location,and the property lies within walking distance to New Bern's riverfront, scenic parks, restaurants, breweries, boutique shopping, event venues and key historic attractions including Tryon Palace and the North Carolina History Center. Under current ownership for nearly a decade, the Benjamin Ellis House enjoys strong occupancy rates that exceed both local and national averages. With its proven performance, prime location, and potential for additional hospitality offerings, this is a rare opportunity to acquire a turnkey historic inn with a longstanding reputation and considerable upside. Full Offering Brochure with further information on New Bern and the Inn available.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
68
BikeBikeable

Schools

7/10
9/10
Grover C Fields MiddleGrades 6-82.0 mi
3/10
New Bern HighGrades 9-124.4 mi

Construction

Condition

  • Year built: 1852

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic District
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Vented Exhaust Fan,Mini Refrigerator,Gas Oven,Gas Cooktop,Washer,Refrigerator,Ice Maker,Dryer,Dishwasher
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 11
  • Bathrooms: 15
  • Full bathrooms: 12
  • 1/2 bathrooms: 3

Dining Room

  • Features: Formal

Features

  • High Ceilings,Entrance Foyer,Bookcases,Apt/Suite,Ceiling Fan(s),Furnished,Pantry,Blinds/Shades
  • Flooring: Carpet,Tile,Wood
  • Attic: Floored,Walk-In

Heating & Cooling

  • Heating features: Other,Electric,Heat Pump
  • Cooling features: Other,Central Air

Interior Area

  • Total structure area: 6,557
  • Total interior livable area: 8,925 sqft

Master Bedroom

  • Level: Non Primary Living Area

Property

Details

  • Parcel number: 8001B161
  • Zoning: C-2 Commercial
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch,Screened
  • Fencing: None
  • Living area range: 6500 - 6999

Lot

  • Lot size: 0.49 Acres
  • Lot size dimensions: 67.75 x 321 x 67.75 x 329

Parking

  • Total spaces: 13
  • Parking features: Additional Parking,Off Street,On Site,Unpaved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 11

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Craven County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,848$106,176
Home Insurance *$711$8,532
Property Taxes $1,091$13,092
Electricity $831$9,975
Total$11,481$137,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$393,634/yr
40% on housing$344,430/yr
45% on housing$306,160/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 28560$160
Craven County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 28560$176
Craven County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-28Listed for sale$1,750,000
2016-01-13Sold$495,000

For Sale by Agent

AgentKIMBERLY WYNN
BrokerageCOLDWELL BANKER SEA COAST ADVANTAGE

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