18905 Bankhead Rd, Charlotte, NC, 28278
About This Home
Welcome to a home that blends luxury, comfort, and thoughtful design throughout. Extensively upgraded, this property offers the feel of a custom build without the wait. The fully fenced backyard is the heart of the home, highlighted by a 2023 custom saltwater fiberglass pool with heater, smart controls, marble decking, and glass tile—creating a resort-style space ideal for entertaining or unwinding. Situated on a corner lot, the yard offers an open, light-filled feel while still providing an enclosed area for everyday enjoyment. Inside, the finished basement adds incredible versatility with upgraded flooring, a shiplap electric fireplace, wet bar with beverage fridge, and designer accents—perfect for hosting, movie nights, or relaxing. The kitchen has been thoughtfully enhanced with a dry bar, glass rinser, updated hardware, and additional lighting. Upgrades continue throughout the home, including modern recessed lighting, upgraded fixtures, adjustable closet systems, garage shelving, permanent exterior lighting, and an improved indoor air quality system. Solar panels will be paid off by the seller at closing and convey free and clear, offering long-term energy savings with no ongoing obligation. Utility averages and additional details are available. Located in Ridgewater near The Palisades, enjoy access to walking trails, green space, and nearby water access, all while remaining close to shopping, dining, and major commuter routes. This is a move-in-ready home where quality, comfort, and lifestyle come together seamlessly.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Slab
- Construction materials: Stone,Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Bar Fridge,Dishwasher,Disposal,Dryer,Electric Oven,Electric Water Heater,Gas Range,Microwave,Plumbed For Ice Maker,Refrigerator with Ice Maker,Wall Oven,Washer
- Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Full,Interior Entry,Walk-Out Access
Bathroom Full
- Level: Main
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Basement
Bathroom Half
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedroom S
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Dining Area
- Level: Main
Dining Room
- Level: Main
Family Room
- Level: Basement
Features
- Built-in Features,Drop Zone,Soaking Tub,Pantry,Walk-In Closet(s),Wet Bar
- Door features: Sliding Doors
- Flooring: Carpet,Laminate,Tile
- Fireplace features: Gas Log,Living Room
- Attic: Pull Down Stairs
- Finished area below ground: 884
- Finished area above ground: 3,329
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 3,329
- Total interior livable area: 4,213 sqft
Kitchen
- Level: Main
Laundry
- Level: Upper
Living Room
- Level: Main
Loft
- Level: Upper
Primary Bedroom
- Level: Upper
Property
Details
- Parcel number: 21731243
- Zoning: N1-C
- Special condition: Standard
- Other equipment: Other - See Remarks
Features
- Levels: Two
- Stories: 2
- Pool features: Community,In Ground
- Fencing: Fenced
Lot
- Lot size: 0.39 Acres
- Features: Corner Lot
Parking
- Total spaces: 2
- Parking features: Driveway,Attached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Mecklenburg County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,126 | $49,512 |
| Home Insurance * | $244 | $2,928 |
| Property Taxes | $487 | $5,844 |
| Electricity | $392 | $4,708 |
| Total | $5,249 | $62,988 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $859,999 |
| 2026-03-20 | Price change | $874,900 |
| 2026-02-20 | Listed for sale | $899,000 |
| 2022-08-18 | Sold | $680,000 |
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