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9122 Oban Passage Dr, Charlotte, NC, 28273

4beds
4baths
1,935sqft
$419,000
$217price/sqft
$2,722/moest. monthly cost
$108,880/yrincome needed

About This Home

Welcome to the most desired custom luxe townhouse available in Charlotte, NC! This rare 4-bedroom townhome located in the highly desired Ayrsley neighborhood has so much to offer that you must see it for yourself. This home was built to stay, not sell so the owners cut no corners with custom lighting, fresh paint, freshly stained stairs, custom flooring and countertops, custom cabinetry, coffee bar, balcony, upgraded bathroom, and so very much more! 2 car garage allows private parking in one of the most convenient locations in the city. While this home may feel like a high end resort with it's upscale living and decor, it's ready for you to call it home today!

Getting Around

53
WalkingSomewhat Walkable
34
TransitSome Transit
29
BikeSomewhat Bikeable

Schools

1/10
South Pine AcademyGrades PK-40.7 mi
1/10
Southwest Middle SchoolGrades 6-83.8 mi
8/10
Palisades High SchoolGrades 9-115.9 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Construction materials: Brick Full

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Refrigerator
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Flooring: Laminate,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,935

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,935 sqft

Primary Bedroom

  • Level: Third

Property

Details

  • Parcel number: 20309632
  • Zoning: MUDD(CD)
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Main
  • Patio & porch: Balcony

Lot

  • Lot size: 0.03 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$149$1,788
Property Taxes $255$3,060
Electricity $200$2,405
Total$2,722$32,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,325/yr
40% on housing$81,660/yr
45% on housing$72,586/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 28273$172
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28273$201
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$429,000
2025-02-24Sold$381,000
2025-01-24Price change$405,000
2024-11-08Listed for sale$415,000
2024-03-04Listed for rent$660
2019-12-30Sold$290,500

For Sale by Agent

AgentRobert McClure Jr
BrokerageMcClure Group Realty LLC

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