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7337 Overjoyed Xing, Charlotte, NC, 28215

2beds
2baths
1,952sqft
$479,900
$246price/sqft
$3,125/moest. monthly cost
$125,000/yrincome needed

About This Home

Fall in love when you open the door to this beautiful bright & open Cypress floor plan, perfectly designed for comfortable living. This home offers 2 large bedrooms, 2 bathrooms and a flex room that could be an office/bedroom/craft room. Large living room w/gas fireplace, white kitchen cabinets, granite countertops, & vinyl plank flooring. All stainless steel appliance remain, along with washer and dryer. Beautiful island in kitchen will remain. Tv's also can stay . Primary bedroom with tray ceiling, primary bath/large tile shower and dual vanities. Lots of upgrades. Home is situated on a premium lot with a view of the water, ideal for spending mornings with a coffee on the screen porch enjoying the scenery. Close to Mint Hill Novant Hospital and I- 485. Cresswinds is an active 55+ over community w/clubhouse indoor/outdoor pools, fitness center, sports courts, many clubs/activities.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
14
BikeSomewhat Bikeable

Schools

9/10
Clear Creek ElementaryGrades PK-51.3 mi
5/10
Northeast MiddleGrades 6-83.5 mi
3/10
Rocky River HighGrades 9-121.2 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Open Floorplan,Walk-In Closet(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Vinyl
  • Fireplace features: Living Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,952

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,952
  • Total interior livable area: 1,952 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 11120649
  • Zoning: MX-1(INNOV)
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Screened
  • Exterior features: Lawn Maintenance
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 0.14 Acres
  • Features: Views
  • Lot size dimensions: .145

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,426$29,112
Home Insurance *$165$1,980
Property Taxes $334$4,008
Electricity $200$2,405
Total$3,125$37,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,142/yr
40% on housing$93,750/yr
45% on housing$83,333/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 28215$178
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28215$201
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-01Price change$499,900
2025-09-07Price change$527,500
2025-06-26Listed for sale$528,000
2022-10-06Sold$492,520
2022-03-21Pending sale$492,520
2022-03-15Price change$492,520
2022-03-07Price change$510,520
2022-03-01Listed for sale$509,815

For Sale by Agent

AgentTeresa Sweet
BrokerageHoward Hanna Allen Tate Charlotte South

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