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8511 Raven Top Dr, Mint Hill, NC, 28227

4beds
4baths
3,573sqft
$775,000
$217price/sqft
$4,937/moest. monthly cost
$197,480/yrincome needed

About This Home

Escape to your own private retreat in the highly sought-after Summerwood community. This masterfully crafted all-brick home strikes the perfect balance between timeless durability and sleek, contemporary luxury. Inside, a refined open layout leads to a primary suite designed as a true sanctuary, featuring a custom-organized walk-in closet and a spa-level bathroom with a deep soaking tub and a rejuvenating rainfall shower. Whether you're hosting guests in the sun-drenched enclosed patio or enjoying the neighborhood’s resort-style pool, clubhouse, and playground, this home offers a life of quiet elegance and effortless leisure.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

8/10
Bain ElementaryGrades K-52.3 mi
4/10
Mint Hill Middle SchoolGrades 6-85.3 mi
6/10
Independence HighGrades 9-123.5 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Exhaust Hood,Freezer,Gas Cooktop,Ice Maker,Microwave,Oven,Refrigerator with Ice Maker,Tankless Water Heater,Wall Oven,Washer/Dryer
  • Laundry features: Laundry Room,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 1

Bonus Room

  • Level: Upper

Features

  • Built-in Features,Drop Zone,Soaking Tub,Kitchen Island,Pantry,Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Window Treatments
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Family Room
  • Finished area below ground: 0
  • Finished area above ground: 3,573

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,573
  • Total interior livable area: 3,573 sqft

Kitchen

  • Features: Kitchen Island
  • Level: Main

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Upper

Property

Details

  • Parcel number: 13936508
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Patio,Porch,Rear Porch

Lot

  • Lot size: 0.34 Acres
  • Features: Private,Sloped,Wooded

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Side,Golf Cart Garage,Keypad Entry,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$248$2,976
Property Taxes $439$5,268
Electricity $332$3,993
Total$4,937$59,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,268/yr
40% on housing$148,110/yr
45% on housing$131,653/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 28227$195
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28227$222
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$775,000
2025-01-09Sold$805,000
2024-11-22Listed for sale$785,000
2021-10-27Sold$578,000
2020-12-18Sold$675,000

For Sale by Agent

AgentSean Langston
BrokerageLangston Realty Group LLC

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