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17519 Snug Harbor Rd, Charlotte, NC, 28278

5beds
4baths
2,767sqft
$565,000
$204price/sqft
$3,426/moest. monthly cost
$137,040/yrincome needed

About This Home

Welcome to this stunning five-bedroom, four–full bath residence in the heart of The Palisades, a community celebrated for its resort-style amenities and vibrant, active lifestyle. A charming double front porch creates an inviting first impression and offers the perfect place to unwind and enjoy quiet mornings or sunset skies. Inside, the main level is anchored by a beautifully designed open-concept kitchen, dining area, and family room, creating a light-filled gathering space for family and friends. Exceptional versatility defines the main floor, featuring a private guest room and full bath, ideal for visitors or multigenerational living, as well as a dedicated home office perfectly suited for today’s work-from-home lifestyle. Upstairs, generously sized secondary bedrooms and well-appointed baths provide comfort and flexibility, while the serene owner’s suite serves as a true retreat—complete with a spa-inspired bath and a spacious walk-in closet. Outdoor living is elevated by a patio and flat backyard with tranquil lake views, creating a peaceful backdrop for relaxing evenings or hosting unforgettable gatherings. Enjoy being perfectly positioned within walking distance to the community’s pool, clubhouse, fitness center, walking trails, and playground. Impeccably maintained and truly move-in ready, this home captures Palisades living at its finest—where comfort, style, and scenic beauty come together seamlessly. This is the one you’ve been waiting for!

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

8/10
1/10
Southwest Middle SchoolGrades 6-84.3 mi
8/10
Palisades High SchoolGrades 9-112.5 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Gas Range,Microwave,Refrigerator with Ice Maker
  • Laundry features: Laundry Room,Upper Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Family Room

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Walk-In Closet(s),Walk-In Pantry
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: Family Room,Gas
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,767

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,767
  • Total interior livable area: 2,767 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Office

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 21717475
  • Zoning: MX-3
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Balcony,Covered,Front Porch

Lot

  • Lot size: 0.23 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$169$2,028
Property Taxes $144$1,728
Electricity $257$3,092
Total$3,426$41,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,462/yr
40% on housing$102,780/yr
45% on housing$91,360/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 28278$226
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28278$214
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$575,000
2026-03-21Price change$589,000
2026-02-11Listed for sale$599,000
2024-11-14Listing removed$3,000
2024-10-29Price change$3,000
2024-09-13Listed for rent$3,100
2023-04-05Listing removed--
2023-03-24Listed for rent$3,000
2022-04-10Listing removed--
2022-04-05Listed for rent$3,000
2022-03-31Sold$485,000

For Sale by Agent

AgentMargo Wells
BrokerageDickens Mitchener & Associates Inc

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