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4028 Brazos St, Charlotte, NC, 28214

6beds
4baths
3,469sqft
$530,000
$153price/sqft
$3,494/moest. monthly cost
$139,760/yrincome needed

About This Home

IMPRESSIVE SPACE, STYLE & VERSATILITY await in this expansive three-story home featuring 6 bedrooms, 4 full bathrooms and over 3,400 square feet of beautifully designed living space on a generous 10,454-square-foot lot! The heart of the home is the spacious kitchen, complete with granite countertops, stainless steel appliances, crisp white cabinetry and a breakfast bar, seamlessly opening to the family room where a cozy fireplace creates the perfect setting for relaxation and entertaining. A custom mud room conveniently located near the garage provides a stylish and functional drop zone for everyday living. Retreat to the generously sized primary suite featuring a spa-like bathroom with dual vanities, separate stand-alone shower, a garden soaking tub, elegant tray ceiling and a spacious walk-in closet. With three full levels of living, this versatile floor plan offers endless possibilities for guest accommodations, a home office, recreation space, fitness room or multigenerational living. A full laundry room with a utility sink adds everyday convenience, while the expansive lot provides plenty of space to enjoy the outdoors and create your own backyard retreat. Ideally located near the U.S. National Whitewater Center with convenient access to shopping, dining and major highways, this home delivers the perfect combination of SPACE, COMFORT & CONVENIENCE. If you’ve been searching for a home with room to live, grow and entertain—THIS IS THE ONE! Seller credit - $5,000 with an acceptable offer.

Getting Around

2
WalkingCar-Dependent
18
TransitMinimal Transit
27
BikeSomewhat Bikeable

Schools

7/10
Whitewater AcademyGrades PK-50.7 mi
5/10
Whitewater Middle SchoolGrades 6-80.6 mi
2/10
West Mecklenburg HighGrades 9-123.0 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Exhaust Fan,Gas Water Heater,Microwave,Refrigerator with Ice Maker,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Sink,Upper Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 1

Features

  • Attic Other,Breakfast Bar,Soaking Tub,Open Floorplan,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Fireplace features: Family Room
  • Attic: Other,Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 3,469

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,108
  • Total interior livable area: 3,469 sqft

Kitchen

  • Features: Breakfast Bar,Open Floorplan
  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Garden Tub,Tray Ceiling(s),Walk-In Closet(s)
  • Level: Upper

Property

Details

  • Parcel number: 05325427
  • Zoning: N1-A
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Fencing: Back Yard,Fenced,Privacy

Lot

  • Lot size: 0.25 Acres
  • Features: Cleared,Cul-De-Sac,Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$196$2,352
Property Taxes $296$3,552
Electricity $323$3,877
Total$3,494$41,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,794/yr
40% on housing$104,820/yr
45% on housing$93,173/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 28214$159
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28214$196
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$530,000
2020-02-03Sold$355,000

For Sale by Agent

AgentAngela Pugh
BrokeragePugh Real Estate & Co LLC

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